Debt collector · complaint record
Possible Finance complaints
Filed under Possible Financial Inc
Consumers have filed 3,007 complaints about Possible Finance since 2019, 1,578 of them in the last 12 months (+140% on the year before). It answered 97.4% on time and closed 1% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report. It is the 30th most complained-about of 1,963 debt collectors this year.
Poor response record. How it works
- Complaints on record
- 3,007
- Last 12 months
- 1,578
- Answered on time
- 97.4%
- Closed with relief
- 1%
- Last 30 days
- 59
- Rank
- #30 of 1,963
Since July 2019
+140% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 2, 2026
Most complained-about debt collectors
Possible Finance complaints by month
The busiest month was March 2026 (176 complaints). Complaints in the last 12 months are up 140% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Possible Finance answered last 12 months
- Closed with monetary relief10.1%
- Closed with non-monetary relief181.1%
- Closed with explanation1,55898.7%
- In progress10.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time33/4597.4% on time
- Relief for customers1/401.2% closed with relief
- Complaint trend0/15+140% vs last year
What Possible Finance complaints are about
Top Possible Finance problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 361
- Information belongs to someone else 285
- Account status incorrect 264
- Old information reappears or never goes away 18
- Personal information incorrect 7
- Information is missing that should be on the report 6
Where Possible Finance complaints come from
Most complaints: Texas (1,053), Florida (443), California (365), Ohio (189), Louisiana (117).
Possible Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Ability Recovery ServicesDebt collection | 30 | 1,695 | F |
| 2 | Sequium Asset SolutionsDebt collection | 89 | 1,647 | A |
| 3 | V and H PortfolioDebt collection | 48 | 1,642 | D |
| 4 | Security Credit ServicesDebt collection | 50 | 1,629 | C |
| 5 | Possible FinanceDebt collection | 34 | 1,578 | F |
| 6 | Central Portfolio ControlDebt collection | 50 | 1,531 | C |
| 7 | World Acceptance (World Finance)Debt collection | 67 | 1,410 | B |
| 8 | NRA GroupDebt collection | 51 | 1,397 | C |
Compare side by side: Possible Finance vs Ability Recovery Services · Possible Finance vs Sequium Asset Solutions · Possible Finance vs V and H Portfolio · Possible Finance vs Security Credit Services
What people say about Possible Finance
All experiencesNo experiences with Possible Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Possible Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 2, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Nov 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2026 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Oct 30, 2026 | Payday & personal loans | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Fixed |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Possible Finance
How many complaints does Possible Finance have?
Possible Finance has 3,007 complaints on record since July 2019, including 1,578 in the last 12 months and 59 in the last 30 days. That makes it number 90 of every company by complaints this year.
Does Possible Finance respond to complaints?
Yes. Possible Finance answered 97.4% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0.1% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 34/100 (grade F).
What do people complain about most with Possible Finance?
The most common problems are incorrect information on your report (950), attempts to collect debt not owed (622), took or threatened to take negative or legal action (390).
Is Possible Finance legit?
Possible Finance is a real company with a public complaint record: consumers have complained about it 3,007 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Possible Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Possible Finance going up or down?
Up. There were 1,578 complaints in the last 12 months against 658 in the 12 before (+140%). See every month.
How do I file a complaint against Possible Finance?
Complain to Possible Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Possible Finance complaints come from?
Most come from Texas (1,053), Florida (443), California (365). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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