Debt collector · complaint record
Security Credit Services complaints
Filed under Security Credit Services, LLC
Consumers have filed 4,414 complaints about Security Credit Services since 2013, 1,629 of them in the last 12 months (+53% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 29th most complained-about of 1,963 debt collectors this year.
Average response record. How it works
- Complaints on record
- 4,414
- Last 12 months
- 1,629
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 126
- Rank
- #29 of 1,963
Since August 2013
+53% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
Security Credit Services complaints by month
The busiest month was March 2026 (163 complaints). Complaints in the last 12 months are up 53% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Security Credit Services answered last 12 months
- Closed with explanation1,629100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend5/15+53% vs last year
What Security Credit Services complaints are about
Top Security Credit Services problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 1,152
- Debt was result of identity theft 440
- Debt was paid 77
- Debt was already discharged in bankruptcy and is no longer owed 25
Where Security Credit Services complaints come from
Most complaints: Texas (924), Georgia (481), Florida (441), California (311), New York (201).
Security Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Fair Collections & OutsourcingDebt collection | 50 | 1,865 | C |
| 2 | ProCollectDebt collection | 17 | 1,820 | F |
| 3 | Ability Recovery ServicesDebt collection | 30 | 1,695 | F |
| 4 | Sequium Asset SolutionsDebt collection | 89 | 1,647 | A |
| 5 | V and H PortfolioDebt collection | 48 | 1,642 | D |
| 6 | Security Credit ServicesDebt collection | 50 | 1,629 | C |
| 7 | Possible FinanceDebt collection | 34 | 1,578 | F |
| 8 | Central Portfolio ControlDebt collection | 50 | 1,531 | C |
Compare side by side: Security Credit Services vs Fair Collections & Outsourcing · Security Credit Services vs ProCollect · Security Credit Services vs Ability Recovery Services · Security Credit Services vs Sequium Asset Solutions
What people say about Security Credit Services
All experiencesNo experiences with Security Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Security Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Security Credit Services
How many complaints does Security Credit Services have?
Security Credit Services has 4,414 complaints on record since August 2013, including 1,629 in the last 12 months and 126 in the last 30 days. That makes it number 89 of every company by complaints this year.
Does Security Credit Services respond to complaints?
Yes. Security Credit Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with Security Credit Services?
The most common problems are attempts to collect debt not owed (1,694), took or threatened to take negative or legal action (494), written notification about debt (628).
Is Security Credit Services legit?
Security Credit Services is a real company with a public complaint record: consumers have complained about it 4,414 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Security Credit Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Security Credit Services going up or down?
Up. There were 1,629 complaints in the last 12 months against 1,063 in the 12 before (+53%). See every month.
How do I file a complaint against Security Credit Services?
Complain to Security Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Security Credit Services complaints come from?
Most come from Texas (924), Georgia (481), Florida (441). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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