Credit bureau · complaint record
Premium Credit Bureau complaints
Consumers have filed 233 complaints about Premium Credit Bureau since 2013, 11 of them in the last 12 months (-52% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 233
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #191 of 566
Since February 2013
-52% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 21, 2026
Most complained-about credit bureaus & report companies
Premium Credit Bureau complaints by month
The busiest month was February 2021 (9 complaints). Complaints in the last 12 months are down 52% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Premium Credit Bureau answered all time
- Closed with non-monetary relief10.4%
- Closed with explanation22998.3%
- Closed31.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Premium Credit Bureau complaints are about
Top Premium Credit Bureau problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 108
- Reporting company used your report improperly 39
Where Premium Credit Bureau complaints come from
Most complaints: Florida (54), California (30), Texas (22), New York (20), Georgia (17).
Premium Credit Bureau compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Premium Credit BureauCredit reporting | - | 11 | - |
Compare side by side: Premium Credit Bureau vs Apple Financing · Premium Credit Bureau vs Nav Technologies · Premium Credit Bureau vs Opportunity Fund · Premium Credit Bureau vs Heritage Financial Group
What people say about Premium Credit Bureau
All experiencesNo experiences with Premium Credit Bureau yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Premium Credit Bureau complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 15, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 14, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 9, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 2, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application process | Explained |
| Nov 7, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Premium Credit Bureau
How many complaints does Premium Credit Bureau have?
Premium Credit Bureau has 233 complaints on record since February 2013, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Premium Credit Bureau respond to complaints?
Yes. Premium Credit Bureau answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Premium Credit Bureau?
The most common problems are improper use of your report (147), incorrect information on your report (50), attempts to collect debt not owed (2).
Is Premium Credit Bureau legit?
Premium Credit Bureau is a real company with a public complaint record: consumers have complained about it 233 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Premium Credit Bureau legit? for the signals, red flags and how to protect yourself.
Are complaints about Premium Credit Bureau going up or down?
Down. There were 11 complaints in the last 12 months against 23 in the 12 before (-52%). See every month.
How do I file a complaint against Premium Credit Bureau?
Complain to Premium Credit Bureau in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Premium Credit Bureau complaints come from?
Most come from Florida (54), California (30), Texas (22). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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