Debt collector · complaint record
Professional Credit Management complaints
Filed under Professional Credit Management, Inc
Consumers have filed 412 complaints about Professional Credit Management since 2014, 54 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 9% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 412
- Last 12 months
- 54
- Answered on time
- 100%
- Closed with relief
- 9%
- Last 30 days
- 3
- Rank
- #305 of 1,963
Since January 2014
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 7, 2026
Most complained-about debt collectors
Professional Credit Management complaints by month
The busiest month was January 2023 (14 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Professional Credit Management answered last 12 months
- Closed with non-monetary relief59.3%
- Closed with explanation4990.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers8/409.3% closed with relief
- Complaint trend10/150% vs last year
What Professional Credit Management complaints are about
Top Professional Credit Management problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 90
- Debt was paid 32
- Debt was result of identity theft 16
- Debt was already discharged in bankruptcy and is no longer owed 5
Where Professional Credit Management complaints come from
Most complaints: Arkansas (203), Tennessee (98), Mississippi (30), Louisiana (26), Texas (16).
Professional Credit Management compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Collections AcquisitionDebt collection | 34 | 55 | F |
| 2 | Stillman, P.C. d.b.a. Stillman Law OfficeDebt collection | 54 | 55 | C |
| 3 | ARS National ServicesDebt collection | 57 | 55 | C |
| 4 | Sequoia Financial ServicesDebt collection | 50 | 54 | C |
| 5 | Strategic AlliancesDebt collection | 52 | 54 | C |
| 6 | FDR Asset USADebt collection | 0 | 54 | F |
| 7 | SCA CollectionsDebt collection | 8 | 54 | F |
| 8 | Professional Credit ManagementDebt collection | 63 | 54 | C |
Compare side by side: Professional Credit Management vs Collections Acquisition · Professional Credit Management vs Stillman, P.C. d.b.a. Stillman Law Office · Professional Credit Management vs ARS National Services · Professional Credit Management vs Sequoia Financial Services
What people say about Professional Credit Management
All experiencesNo experiences with Professional Credit Management yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Professional Credit Management complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Sep 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Sep 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Professional Credit Management
How many complaints does Professional Credit Management have?
Professional Credit Management has 412 complaints on record since January 2014, including 54 in the last 12 months and 3 in the last 30 days. That makes it number 653 of every company by complaints this year.
Does Professional Credit Management respond to complaints?
Yes. Professional Credit Management answered 100% of its complaints on time (within 15 days) and closed 9% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 63/100 (grade C).
What do people complain about most with Professional Credit Management?
The most common problems are attempts to collect debt not owed (143), written notification about debt (84), false statements or representation (34).
Is Professional Credit Management legit?
Professional Credit Management is a real company with a public complaint record: consumers have complained about it 412 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Professional Credit Management legit? for the signals, red flags and how to protect yourself.
Are complaints about Professional Credit Management going up or down?
Roughly level. There were 54 complaints in the last 12 months against 54 in the 12 before (0%). See every month.
How do I file a complaint against Professional Credit Management?
Complain to Professional Credit Management in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Professional Credit Management complaints come from?
Most come from Arkansas (203), Tennessee (98), Mississippi (30). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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