Auto lender · complaint record
Reliable Auto Finance complaints
Filed under Reliable Auto Finance, Inc.
Consumers have filed 23 complaints about Reliable Auto Finance since 2015, 3 of them in the last 12 months. It answered 66.7% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 3
- Answered on time
- 66.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #84 of 193
Since June 2015
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jul 13, 2026
Most complained-about auto lenders
Reliable Auto Finance complaints by month
The busiest month was July 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Reliable Auto Finance answered all time
- Closed with non-monetary relief28.7%
- Closed with explanation2087%
- Untimely response14.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Reliable Auto Finance complaints are about
Top Reliable Auto Finance problems
Inside "Repossession"
- Voluntary repossession 4
- Lender trying to repossess or disable the vehicle 2
- Loan balance remaining after the vehicle is repossessed and sold 1
Where Reliable Auto Finance complaints come from
Most complaints: Ohio (11), Michigan (9), North Carolina (1), Florida (1), Indiana (1).
Reliable Auto Finance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Reliable Auto FinanceAuto loans & leases | - | 3 | - |
Compare side by side: Reliable Auto Finance vs The Savings Group · Reliable Auto Finance vs AC AutoPay LLC, Denver, CO Branch · Reliable Auto Finance vs CARS Acquisition · Reliable Auto Finance vs EA Holdings
What people say about Reliable Auto Finance
All experiencesNo experiences with Reliable Auto Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Reliable Auto Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 13, 2026 | Auto loans & leases | RepossessionVoluntary repossession | No timely reply |
| May 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 20, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Jul 23, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jul 9, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Jul 8, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 7, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| May 13, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Mar 19, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Feb 23, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 28, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| May 28, 2024 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
Questions about Reliable Auto Finance
How many complaints does Reliable Auto Finance have?
Reliable Auto Finance has 23 complaints on record since June 2015, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Reliable Auto Finance respond to complaints?
Yes. Reliable Auto Finance answered 66.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Reliable Auto Finance?
The most common problems are repossession (7), attempts to collect debt not owed (2), getting a loan or lease (1).
Is Reliable Auto Finance legit?
Reliable Auto Finance is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Reliable Auto Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Reliable Auto Finance?
Complain to Reliable Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Reliable Auto Finance complaints come from?
Most come from Ohio (11), Michigan (9), North Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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