Mortgage company · complaint record
Residential Home Funding complaints
Filed under RESIDENTIAL HOME FUNDING CORP.
Consumers have filed 32 complaints about Residential Home Funding since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 7% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 32
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 7%
- Last 30 days
- 0
- Rank
- #365 of 595
Since May 2015
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Jan 29, 2026
Most complained-about mortgage lenders & servicers
Residential Home Funding complaints by month
The busiest month was October 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Residential Home Funding answered all time
- Closed with monetary relief26.2%
- Closed with explanation2784.4%
- Closed13.1%
- Untimely response26.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Residential Home Funding complaints are about
Top Residential Home Funding problems
Inside "Closing on a mortgage"
- Delays with the closing process 1
- Closing disclosure or other related disclosures 1
Where Residential Home Funding complaints come from
Most complaints: New Jersey (10), New York (7), Virginia (3), Pennsylvania (2), Connecticut (2).
Residential Home Funding compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Residential Home FundingMortgages | - | 1 | - |
Compare side by side: Residential Home Funding vs Midwest Loan Services · Residential Home Funding vs Truhome Solutions · Residential Home Funding vs NEXA Mortgage · Residential Home Funding vs Hilltop
What people say about Residential Home Funding
All experiencesNo experiences with Residential Home Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Residential Home Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 29, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageApplication denials | No timely reply |
| Mar 28, 2024 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | No timely reply |
| Dec 29, 2023 | Mortgages | Closing on a mortgageDelays with the closing process | Explained |
| Jan 11, 2022 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Jul 14, 2021 | Mortgages | Closing on a mortgage | Explained |
| Apr 1, 2021 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Mar 9, 2021 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Jan 19, 2021 | Mortgages | Closing on a mortgage | Explained |
| Dec 14, 2020 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Sep 15, 2020 | Mortgages | Closing on a mortgage | Explained |
| Sep 11, 2020 | Mortgages | Closing on a mortgage | Explained |
| Jan 14, 2020 | Mortgages | Struggling to pay mortgage | Explained |
Questions about Residential Home Funding
How many complaints does Residential Home Funding have?
Residential Home Funding has 32 complaints on record since May 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Residential Home Funding respond to complaints?
Yes. Residential Home Funding answered 0% of its complaints on time (within 15 days) and closed 7% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Residential Home Funding?
The most common problems are applying for a mortgage or refinancing an existing mortgage (6), closing on a mortgage (9), trouble during payment process (3).
Is Residential Home Funding legit?
Residential Home Funding is a real company with a public complaint record: consumers have complained about it 32 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Residential Home Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Residential Home Funding?
Complain to Residential Home Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Residential Home Funding complaints come from?
Most come from New Jersey (10), New York (7), Virginia (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Residential Home Funding
No comments yet. Start the conversation - questions are welcome too.