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Payday & personal loans

Risecredit payday & personal loans complaints

Consumers have filed 394 complaints about Risecredit's payday & personal loans, 7 in the last 12 months. Risecredit answered 100% on time and closed 0% with relief. See the whole Risecredit record.

Risecredit against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Risecredit7new100%0%394

Every lender ranked

Latest Risecredit payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jul 31, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Jul 31, 2026Payday & personal loansCharged fees or interest you didn't expectDEExplainedYes
Jul 14, 2026Payday & personal loansCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceMSExplainedYes
Jun 11, 2026Payday & personal loansProblem when making paymentsMOExplainedYes
Apr 22, 2026Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayCAExplainedYes
Feb 13, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedYes
Feb 10, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseMSExplainedYes
Oct 16, 2025Payday & personal loansCredit limit changedVAExplainedYes
Sep 24, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectMOExplainedYes
Apr 10, 2025Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Feb 17, 2025Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jun 27, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectIDExplainedYes
Feb 1, 2024Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportDEExplainedYes
Nov 8, 2023Payday & personal loansIncorrect information on your reportAccount information incorrectSCExplainedYes
Sep 4, 2023Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Jul 22, 2023Payday & personal loansProblem when making paymentsALExplainedYes
Feb 25, 2023Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Feb 21, 2023Payday & personal loansProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Feb 3, 2023Payday & personal loansStruggling to pay your loanGAExplainedYes
Jan 28, 2023Payday & personal loansIncorrect information on your reportAccount status incorrectWIExplainedYes
Jan 16, 2023Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jan 12, 2023Payday & personal loansStruggling to pay your loanGAExplainedYes
Dec 7, 2022Payday & personal loansCharged fees or interest you didn't expectMDExplainedYes
Nov 25, 2022Payday & personal loansStruggling to pay your loanGAExplainedYes
Nov 5, 2022Payday & personal loansStruggling to pay your loanDEExplainedYes
Oct 9, 2022Payday & personal loansGetting the loanWIExplainedYes
Jul 31, 2022Payday & personal loansIncorrect information on your reportInformation belongs to someone elseMSExplainedYes
Jun 28, 2022Payday & personal loansStruggling to pay your loanTXExplainedYes
May 9, 2022Payday & personal loansIncorrect information on your reportInformation belongs to someone elseWIExplainedYes
Feb 1, 2022Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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