Debt collector · complaint record
ROAD Auto Finance complaints
Filed under ROAD Auto Finance, LLC
Consumers have filed 24 complaints about ROAD Auto Finance since 2022, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 24
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since April 2022
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 23, 2026
Most complained-about debt collectors
ROAD Auto Finance complaints by month
The busiest month was February 2023 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ROAD Auto Finance answered all time
- Closed with explanation24100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What ROAD Auto Finance complaints are about
Top ROAD Auto Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 6
- Credit inquiries on your report that you don't recognize 4
Where ROAD Auto Finance complaints come from
Most complaints: Georgia (11), North Carolina (5), Florida (5), South Carolina (1), Texas (1).
ROAD Auto Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ROAD Auto FinanceDebt collection | - | 5 | - |
Compare side by side: ROAD Auto Finance vs Green Square · ROAD Auto Finance vs EMoneyUSA · ROAD Auto Finance vs Mullooly Jeffrey Rooney & Flynn · ROAD Auto Finance vs Credit World Services
What people say about ROAD Auto Finance
All experiencesNo experiences with ROAD Auto Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ROAD Auto Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 29, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| May 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 14, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 25, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 6, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about ROAD Auto Finance
How many complaints does ROAD Auto Finance have?
ROAD Auto Finance has 24 complaints on record since April 2022, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does ROAD Auto Finance respond to complaints?
Yes. ROAD Auto Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with ROAD Auto Finance?
The most common problems are took or threatened to take negative or legal action (3), incorrect information on your report (2), credit monitoring or identity theft protection services (1).
Is ROAD Auto Finance legit?
ROAD Auto Finance is a real company with a public complaint record: consumers have complained about it 24 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ROAD Auto Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ROAD Auto Finance?
Complain to ROAD Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ROAD Auto Finance complaints come from?
Most come from Georgia (11), North Carolina (5), Florida (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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