Credit bureau · complaint record
Savvy Money complaints
Filed under Savvy Money, Inc.
Consumers have filed 43 complaints about Savvy Money since 2022, 17 of them in the last 12 months (+21% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 43
- Last 12 months
- 17
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #160 of 566
Since October 2022
+21% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 25, 2026
Most complained-about credit bureaus & report companies
Savvy Money complaints by month
The busiest month was June 2026 (3 complaints). Complaints in the last 12 months are up 21% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Savvy Money answered all time
- Closed with explanation43100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Savvy Money complaints are about
Top Savvy Money problems
Inside "Incorrect information on your report"
- Account status incorrect 6
- Information belongs to someone else 6
- Account information incorrect 4
- Information is missing that should be on the report 4
- Old information reappears or never goes away 1
- Personal information incorrect 1
Where Savvy Money complaints come from
Most complaints: California (9), Wisconsin (5), Michigan (3), Colorado (2), North Carolina (2).
Savvy Money compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Savvy MoneyCredit reporting | - | 17 | - |
Compare side by side: Savvy Money vs Apple Financing · Savvy Money vs Nav Technologies · Savvy Money vs Opportunity Fund · Savvy Money vs Heritage Financial Group
What people say about Savvy Money
All experiencesNo experiences with Savvy Money yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Savvy Money complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jul 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 15, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jun 1, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 1, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 26, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Feb 23, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Savvy Money
How many complaints does Savvy Money have?
Savvy Money has 43 complaints on record since October 2022, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Savvy Money respond to complaints?
Yes. Savvy Money answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Savvy Money?
The most common problems are incorrect information on your report (22), improper use of your report (14), problem with a company's investigation into an existing problem (3).
Is Savvy Money legit?
Savvy Money is a real company with a public complaint record: consumers have complained about it 43 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Savvy Money legit? for the signals, red flags and how to protect yourself.
Are complaints about Savvy Money going up or down?
Up. There were 17 complaints in the last 12 months against 14 in the 12 before (+21%). See every month.
How do I file a complaint against Savvy Money?
Complain to Savvy Money in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Savvy Money complaints come from?
Most come from California (9), Wisconsin (5), Michigan (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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