Lender · complaint record
Skopos Financial complaints
Filed under Skopos Financial, LLC
Consumers have filed 552 complaints about Skopos Financial since 2016, 170 of them in the last 12 months (+13% on the year before). It answered 90% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is incorrect information on your report. It is the 16th most complained-about of 272 personal & payday lenders this year.
Poor response record. How it works
- Complaints on record
- 552
- Last 12 months
- 170
- Answered on time
- 90%
- Closed with relief
- 0%
- Last 30 days
- 13
- Rank
- #16 of 272
Since January 2016
+13% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Nov 13, 2026
Most complained-about personal & payday lenders
Skopos Financial complaints by month
The busiest month was September 2026 (20 complaints). Complaints in the last 12 months are up 13% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Skopos Financial answered last 12 months
- Closed with explanation15792.4%
- In progress137.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4590% on time
- Relief for customers0/400% closed with relief
- Complaint trend9/15+13% vs last year
What Skopos Financial complaints are about
Top Skopos Financial problems last 12 months
Inside "Incorrect information on your report"
- Information belongs to someone else 38
- Account information incorrect 36
- Account status incorrect 32
- Old information reappears or never goes away 7
- Information is missing that should be on the report 2
Where Skopos Financial complaints come from
Most complaints: Texas (108), Georgia (63), Florida (57), Illinois (48), California (40).
Skopos Financial compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Healthcare Finance DirectPayday & personal loans | 58 | 171 | C |
| 2 | Skopos FinancialPayday & personal loans | 9 | 170 | F |
| 3 | Snap USPayday & personal loans | 10 | 167 | F |
| 4 | Wolf River DevelopmentPayday & personal loans | 50 | 164 | C |
| 5 | SpotloanPayday & personal loans | 53 | 152 | C |
| 6 | PatientFiPayday & personal loans | 67 | 143 | B |
| 7 | Advance America, Cash Advance CentersPayday & personal loans | 11 | 136 | F |
| 8 | CreditNinja LendingPayday & personal loans | 61 | 135 | C |
Compare side by side: Skopos Financial vs Healthcare Finance Direct · Skopos Financial vs Snap US · Skopos Financial vs Wolf River Development · Skopos Financial vs Spotloan
What people say about Skopos Financial
All experiencesNo experiences with Skopos Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Skopos Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Payday & personal loans | Problem when making payments | In progress |
| Nov 9, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | In progress |
| Nov 7, 2026 | Auto loans & leases | Incorrect information on your reportOld information reappears or never goes away | In progress |
| Nov 6, 2026 | Payday & personal loans | Struggling to pay your loan | In progress |
| Nov 5, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | In progress |
| Nov 4, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | In progress |
| Nov 3, 2026 | Payday & personal loans | Getting the loan | In progress |
| Nov 1, 2026 | Payday & personal loans | Confusing or misleading advertising or marketing | Explained |
| Oct 30, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | In progress |
| Oct 28, 2026 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Skopos Financial
How many complaints does Skopos Financial have?
Skopos Financial has 552 complaints on record since January 2016, including 170 in the last 12 months and 13 in the last 30 days. That makes it number 356 of every company by complaints this year.
Does Skopos Financial respond to complaints?
Yes. Skopos Financial answered 90% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 9/100 (grade F).
What do people complain about most with Skopos Financial?
The most common problems are incorrect information on your report (115), charged fees or interest you didn't expect (33), improper use of your report (79).
Is Skopos Financial legit?
Skopos Financial is a real company with a public complaint record: consumers have complained about it 552 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Skopos Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about Skopos Financial going up or down?
Up. There were 170 complaints in the last 12 months against 150 in the 12 before (+13%). See every month.
How do I file a complaint against Skopos Financial?
Complain to Skopos Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Skopos Financial complaints come from?
Most come from Texas (108), Georgia (63), Florida (57). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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