Credit bureau · complaint record
Splash Financial complaints
Filed under Splash Financial, Inc.
Consumers have filed 34 complaints about Splash Financial since 2020, 13 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 34
- Last 12 months
- 13
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #174 of 566
Since September 2020
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 22, 2026
Most complained-about credit bureaus & report companies
Splash Financial complaints by month
The busiest month was July 2024 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Splash Financial answered all time
- Closed with explanation34100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Splash Financial complaints are about
Top Splash Financial problems
Inside "Incorrect information on your report"
- Information belongs to someone else 5
- Account information incorrect 2
- Account status incorrect 1
Where Splash Financial complaints come from
Most complaints: California (5), New Jersey (4), Massachusetts (4), Texas (3), South Carolina (2).
Splash Financial compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Splash FinancialCredit reporting | - | 13 | - |
Compare side by side: Splash Financial vs Apple Financing · Splash Financial vs Nav Technologies · Splash Financial vs Opportunity Fund · Splash Financial vs Heritage Financial Group
What people say about Splash Financial
All experiencesNo experiences with Splash Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Splash Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 22, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Aug 3, 2026 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 5, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 4, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 21, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Splash Financial
How many complaints does Splash Financial have?
Splash Financial has 34 complaints on record since September 2020, including 13 in the last 12 months and 1 in the last 30 days. That makes it number 1,303 of every company by complaints this year.
Does Splash Financial respond to complaints?
Yes. Splash Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Splash Financial?
The most common problems are incorrect information on your report (8), improper use of your report (6), problem with a company's investigation into an existing problem (3).
Is Splash Financial legit?
Splash Financial is a real company with a public complaint record: consumers have complained about it 34 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Splash Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Splash Financial?
Complain to Splash Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Splash Financial complaints come from?
Most come from California (5), New Jersey (4), Massachusetts (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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