Complaint log
Transform Credit complaint log
The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Mar 3, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Mar 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 25, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Feb 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Feb 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 3, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Feb 3, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 1, 2026 | Payday & personal loans | Confusing or misleading advertising or marketing | Explained |
| Jan 30, 2026 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Jan 29, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Money back |
| Jan 28, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | Fixed |
| Jan 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 23, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 22, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jan 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 16, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 13, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Fixed |
| Jan 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Dec 29, 2025 | Payday & personal loans | Confusing or missing disclosures | Explained |
| Dec 28, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 18, 2025 | Payday & personal loans | Getting the loan | Explained |
| Dec 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 14, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 11, 2025 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Dec 10, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Dec 9, 2025 | Payday & personal loans | Problem when making payments | Explained |
| Dec 6, 2025 | Credit cards | Problem when making paymentsProblem during payment process | Explained |
| Dec 5, 2025 | Payday & personal loans | Issues with repayment | Explained |
| Nov 30, 2025 | Payday & personal loans | Received a loan you didn't apply for | Fixed |
| Nov 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Nov 21, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Nov 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 20, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works