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Complaint log

Transform Credit complaint log

The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 19, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Nov 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 13, 2025Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Nov 5, 2025Payday & personal loansProblem when making paymentsILExplainedYes
Oct 29, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLFixedYes
Oct 22, 2025Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
Oct 21, 2025Payday & personal loansIssues with repaymentTXExplainedYes
Oct 15, 2025Bank accountsManaging an accountDeposits and withdrawalsFLMoney backYes
Oct 14, 2025Payday & personal loansConfusing or missing disclosuresCAExplainedYes
Oct 13, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Oct 13, 2025Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
Oct 11, 2025Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Oct 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLFixedYes
Oct 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 28, 2025Payday & personal loansGetting the loanTXExplainedYes
Sep 24, 2025Payday & personal loansProblem when making paymentsORExplainedYes
Sep 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXFixedYes
Sep 19, 2025Payday & personal loansProblem with additional add-on products or servicesTXExplainedYes
Sep 13, 2025Payday & personal loansGetting the loanUTExplainedYes
Sep 12, 2025Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Sep 11, 2025Payday & personal loansGetting a line of creditMOExplainedYes
Sep 9, 2025Credit reportingProblem with fraud alerts or security freezesFLExplainedYes
Sep 8, 2025Payday & personal loansProblem when making paymentsCAExplainedYes
Sep 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 26, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Aug 26, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyCAExplainedYes
Aug 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 24, 2025Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Aug 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Aug 8, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Aug 7, 2025Payday & personal loansGetting the loanFLExplainedYes
Aug 6, 2025Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
Aug 6, 2025Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Aug 4, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 2, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLFixedYes
Aug 1, 2025Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outNYFixedYes
Jul 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Jul 22, 2025Money transfers & appsFraud or scamFLExplainedYes
Jul 20, 2025Payday & personal loansProblem when making paymentsCAExplainedYes
Jul 15, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Jul 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Jul 9, 2025Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Jul 5, 2025Payday & personal loansProblems receiving the advanceFLExplainedYes
Jul 2, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 27, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAFixedYes
Jun 23, 2025Payday & personal loansStruggling to pay your loanWIExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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