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Complaint log

Transform Credit complaint log

The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jun 23, 2025Payday & personal loansStruggling to pay your loanWIExplainedYes
Jun 15, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAFixedYes
Jun 14, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLFixedYes
Jun 13, 2025Payday & personal loansProblem when making paymentsWIExplainedYes
Jun 9, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectGAExplainedYes
Jun 6, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jun 5, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAFixedYes
Jun 4, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 30, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsCAExplainedYes
May 22, 2025Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
May 16, 2025Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
May 6, 2025Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
May 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
May 1, 2025Money transfers & appsUnauthorized transactions or other transaction problemGAExplainedYes
Apr 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyVAFixedYes
Apr 25, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILFixedYes
Apr 22, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeORFixedYes
Apr 21, 2025Payday & personal loansUnexpected feesWIMoney backYes
Apr 18, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLFixedYes
Apr 15, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Apr 10, 2025Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeGAExplainedYes
Apr 10, 2025Credit reportingIncorrect information on your reportAccount status incorrectNVFixedYes
Mar 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWIFixedYes
Mar 28, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Mar 26, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseORFixedYes
Mar 25, 2025Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Mar 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Mar 24, 2025Payday & personal loansStruggling to pay your loanILExplainedYes
Mar 23, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Mar 21, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAFixedYes
Mar 19, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Mar 12, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Mar 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Mar 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIFixedYes
Feb 27, 2025Payday & personal loansGetting a line of creditGAExplainedYes
Feb 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Feb 24, 2025Payday & personal loansGetting a line of creditVAExplainedYes
Feb 21, 2025Payday & personal loansImproper use of your reportReceived unsolicited financial product or insurance offers after opting outVAExplainedYes
Feb 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNVFixedYes
Feb 15, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedNo
Feb 13, 2025Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeGAExplainedYes
Feb 11, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAFixedYes
Feb 10, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAFixedYes
Feb 7, 2025Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
Feb 1, 2025Payday & personal loansGetting the loanFLExplainedYes
Feb 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 28, 2025Payday & personal loansGetting a line of creditCAExplainedYes
Jan 27, 2025Payday & personal loansProblem when making paymentsILExplainedYes
Jan 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXFixedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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