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Complaint log

Upstart complaint log

The newest complaints about Upstart, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 28, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Aug 28, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportARExplainedYes
Aug 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Aug 26, 2026Payday & personal loansStruggling to pay your loanNYExplainedYes
Aug 26, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectOKExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Aug 26, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedYes
Aug 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCOExplainedYes
Aug 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Aug 25, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Aug 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Aug 24, 2026Payday & personal loansProblem with additional add-on products or servicesMAExplainedYes
Aug 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 23, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Aug 22, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
Aug 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 21, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Aug 21, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Aug 21, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Aug 21, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMEExplainedYes
Aug 21, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Aug 21, 2026Payday & personal loansProblem with additional add-on products or servicesFLExplainedYes
Aug 21, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Aug 21, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Aug 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 20, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Aug 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMAExplainedYes
Aug 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Aug 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectNJExplainedYes
Aug 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Aug 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Aug 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 18, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreTXExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Aug 17, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectNYExplainedYes
Aug 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 17, 2026Payday & personal loansGetting a line of creditALExplainedYes
Aug 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 17, 2026Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayALExplainedYes
Aug 16, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
Aug 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Aug 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Aug 14, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportTXExplainedYes
Aug 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyOHExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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