Credit bureau · complaint record
USA Service Finance complaints
Filed under USA Service Finance LLC
Consumers have filed 21 complaints about USA Service Finance since 2016, none in the last 12 months. It answered 95.2% on time and closed 5% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 21
- Last 12 months
- 0
- Answered on time
- 95.2%
- Closed with relief
- 5%
- Last 30 days
- 0
- Rank
- -
Since July 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 20, 2023
USA Service Finance complaints by month
The busiest month was March 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How USA Service Finance answered all time
- Closed with non-monetary relief14.8%
- Closed with explanation2095.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What USA Service Finance complaints are about
Top USA Service Finance problems
Inside "Written notification about debt"
- Didn't receive notice of right to dispute 4
- Didn't receive enough information to verify debt 1
Where USA Service Finance complaints come from
Most complaints: California (3), Florida (3), Kentucky (2), North Carolina (2), Ohio (2).
USA Service Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | USA Service FinanceCredit reporting | - | 0 | - |
Compare side by side: USA Service Finance vs Apple Financing · USA Service Finance vs Nav Technologies · USA Service Finance vs Opportunity Fund · USA Service Finance vs Heritage Financial Group
What people say about USA Service Finance
All experiencesNo experiences with USA Service Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest USA Service Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 20, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 7, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 6, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 7, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 8, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 13, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Sep 12, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 18, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 22, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 6, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 15, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 18, 2022 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
Questions about USA Service Finance
How many complaints does USA Service Finance have?
USA Service Finance has 21 complaints on record since July 2016, including 0 in the last 12 months and 0 in the last 30 days.
Does USA Service Finance respond to complaints?
Yes. USA Service Finance answered 95.2% of its complaints on time (within 15 days) and closed 5% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with USA Service Finance?
The most common problems are written notification about debt (5), problem with a credit reporting company's investigation into an existing problem (5), incorrect information on your report (3).
Is USA Service Finance legit?
USA Service Finance is a real company with a public complaint record: consumers have complained about it 21 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is USA Service Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against USA Service Finance?
Complain to USA Service Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most USA Service Finance complaints come from?
Most come from California (3), Florida (3), Kentucky (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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