Auto lender · complaint record
Wildhorse Financial Services complaints
Filed under Wildhorse Financial Services, LLC
Consumers have filed 42 complaints about Wildhorse Financial Services since 2023, 21 of them in the last 12 months (+62% on the year before). It answered 81% on time and closed 0% with relief for the customer. The most common problem is improper use of your report. It is the 30th most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 42
- Last 12 months
- 21
- Answered on time
- 81%
- Closed with relief
- 0%
- Last 30 days
- 4
- Rank
- #30 of 193
Since October 2023
+62% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Nov 7, 2026
Most complained-about auto lenders
Wildhorse Financial Services complaints by month
The busiest month was August 2025 (4 complaints). Complaints in the last 12 months are up 62% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Wildhorse Financial Services answered all time
- Closed with explanation42100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Wildhorse Financial Services complaints are about
Top Wildhorse Financial Services problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 15
- Reporting company used your report improperly 6
- Report provided to employer without your written authorization 1
- Received unsolicited financial product or insurance offers after opting out 1
Where Wildhorse Financial Services complaints come from
Most complaints: Florida (6), Pennsylvania (4), Texas (4), California (4), New York (3).
Wildhorse Financial Services compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Wildhorse Financial ServicesAuto loans & leases | - | 21 | - |
Compare side by side: Wildhorse Financial Services vs The Savings Group · Wildhorse Financial Services vs AC AutoPay LLC, Denver, CO Branch · Wildhorse Financial Services vs CARS Acquisition · Wildhorse Financial Services vs EA Holdings
What people say about Wildhorse Financial Services
All experiencesNo experiences with Wildhorse Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Wildhorse Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 30, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 23, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem related to refinancing | Explained |
| Oct 15, 2026 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Sep 30, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Sep 29, 2026 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Sep 1, 2026 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Aug 25, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 25, 2026 | Auto loans & leases | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 15, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Wildhorse Financial Services
How many complaints does Wildhorse Financial Services have?
Wildhorse Financial Services has 42 complaints on record since October 2023, including 21 in the last 12 months and 4 in the last 30 days. That makes it number 1,049 of every company by complaints this year.
Does Wildhorse Financial Services respond to complaints?
Yes. Wildhorse Financial Services answered 81% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Wildhorse Financial Services?
The most common problems are improper use of your report (23), getting a loan or lease (11), problems at the end of the loan or lease (3).
Is Wildhorse Financial Services legit?
Wildhorse Financial Services is a real company with a public complaint record: consumers have complained about it 42 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Wildhorse Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Wildhorse Financial Services going up or down?
Up. There were 21 complaints in the last 12 months against 13 in the 12 before (+62%). See every month.
How do I file a complaint against Wildhorse Financial Services?
Complain to Wildhorse Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Wildhorse Financial Services complaints come from?
Most come from Florida (6), Pennsylvania (4), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Wildhorse Financial Services
No comments yet. Start the conversation - questions are welcome too.