Credit bureau · complaint record
World Omni Financial complaints
Filed under World Omni Financial Corp.
Consumers have filed 1,810 complaints about World Omni Financial since 2013, 473 of them in the last 12 months (+34% on the year before). It answered 99.8% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 46th most complained-about of 566 credit bureaus & report companies this year.
Average response record. How it works
- Complaints on record
- 1,810
- Last 12 months
- 473
- Answered on time
- 99.8%
- Closed with relief
- 0%
- Last 30 days
- 17
- Rank
- #46 of 566
Since February 2013
+34% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 1, 2026
Most complained-about credit bureaus & report companies
World Omni Financial complaints by month
The busiest month was December 2025 (66 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How World Omni Financial answered last 12 months
- Closed with explanation47299.8%
- In progress10.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time44/4599.8% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+34% vs last year
What World Omni Financial complaints are about
Top World Omni Financial problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 155
- Account status incorrect 144
- Information belongs to someone else 109
- Old information reappears or never goes away 16
- Personal information incorrect 5
- Public record information inaccurate 4
Where World Omni Financial complaints come from
Most complaints: Florida (937), Georgia (305), North Carolina (151), Alabama (123), South Carolina (74).
World Omni Financial compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | First Technology Federal Credit UnionCredit reporting | 59 | 562 | C |
| 2 | VW CreditCredit reporting | 65 | 559 | B |
| 3 | Ava FinanceCredit reporting | 26 | 555 | F |
| 4 | United PanAm FinancialCredit reporting | 39 | 494 | D |
| 5 | First AdvantageCredit reporting | 4 | 484 | F |
| 6 | World Omni FinancialCredit reporting | 51 | 473 | C |
| 7 | FC HoldCoCredit reporting | 59 | 410 | C |
| 8 | Egl USCredit reporting | 28 | 395 | F |
Compare side by side: World Omni Financial vs First Technology Federal Credit Union · World Omni Financial vs VW Credit · World Omni Financial vs Ava Finance · World Omni Financial vs United PanAm Financial
What people say about World Omni Financial
All experiencesNo experiences with World Omni Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest World Omni Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Oct 29, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 25, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 24, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Oct 24, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 23, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 23, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
Questions about World Omni Financial
How many complaints does World Omni Financial have?
World Omni Financial has 1,810 complaints on record since February 2013, including 473 in the last 12 months and 17 in the last 30 days. That makes it number 205 of every company by complaints this year.
Does World Omni Financial respond to complaints?
Yes. World Omni Financial answered 99.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 51/100 (grade C).
What do people complain about most with World Omni Financial?
The most common problems are incorrect information on your report (435), managing the loan or lease (291), problem with a company's investigation into an existing problem (122).
Is World Omni Financial legit?
World Omni Financial is a real company with a public complaint record: consumers have complained about it 1,810 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is World Omni Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about World Omni Financial going up or down?
Up. There were 473 complaints in the last 12 months against 352 in the 12 before (+34%). See every month.
How do I file a complaint against World Omni Financial?
Complain to World Omni Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most World Omni Financial complaints come from?
Most come from Florida (937), Georgia (305), North Carolina (151). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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