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Student loans

Ability Recovery Services student loans complaints

Consumers have filed 16 complaints about Ability Recovery Services's student loans, 2 in the last 12 months. Ability Recovery Services answered 100% on time and closed 0% with relief. See the whole Ability Recovery Services record.

Ability Recovery Services against other student loan servicers

#Company12 monthsChangeOn timeReliefAll time
1MOHELA7,252-10%36%2%25,029
2Nelnet3,551-13%99.9%0%16,699
3Maximus Federal Services2,3910%100%0%8,072
4Servicer under contract with Federal Student Aid1,520+1%0%-3,025
5Edfinancial Services1,456-7%98.9%0%6,432
6Sallie Mae716+38%100%12%4,273
7Central Research530+151%99.8%0%744
8Navient462-39%100%0%35,811
9Climb Credit304+78%100%0%534
10AES / PHEAA206+4%100%14%13,061
11SoFi160+13%100%9%335
12Goal Structured Solutions108+104%100%0%250
13Ability Recovery Services2new100%0%16

Every loan servicer ranked

Latest Ability Recovery Services student loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 2, 2026Student loansProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsGAExplainedYes
Mar 4, 2026Student loansImproper use of your reportReporting company used your report improperlyPAExplainedYes
Aug 18, 2024Student loansIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Mar 14, 2024Student loansIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Jan 31, 2024Student loansImproper use of your reportReporting company used your report improperlyVAExplainedYes
Feb 8, 2020Student loansStruggling to repay your loanCan't get other flexible options for repaying your loanFLExplainedYes
Jul 14, 2018Student loansDealing with your lender or servicerReceived bad information about your loanNCExplainedYes
Sep 30, 2017Student loansIncorrect information on your reportOld information reappears or never goes awayMIExplainedYes
Jun 6, 2017Student loansDealing with your lender or servicerReceived bad information about your loanNYExplainedYes
Feb 22, 2017Student loansDealing with my lender or servicerDon't agree with fees chargedOHExplainedYes
Oct 17, 2016Student loansDealing with my lender or servicerDon't agree with fees chargedCAExplainedNo
Jul 29, 2016Student loansDealing with my lender or servicerNeed information about my balance/termsCAExplainedYes
May 24, 2016Student loansDealing with my lender or servicerDon't agree with fees chargedDCExplainedYes
Apr 18, 2016Student loansDealing with my lender or servicerHaving problems with customer serviceMIExplainedYes
Feb 17, 2015Student loansDealing with my lender or servicerDon't agree with fees chargedMOExplainedYes
Feb 3, 2015Student loansDealing with my lender or servicerReceived bad information about my loanMEExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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