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Bank accounts

Affirm bank accounts complaints

Consumers have filed 194 complaints about Affirm's bank accounts, 71 in the last 12 months (+51%). Affirm answered 100% on time and closed 0% with relief. See the whole Affirm record.

Affirm against other banks & credit unions

#Company12 monthsChangeOn timeReliefAll time
1Wells Fargo10,017+26%100%18%63,467
2JPMorgan Chase9,525+11%100%14%59,224
3Bank of America9,008+44%99.3%42%61,514
4Chime8,327+80%99.9%9%20,914
5Capital One4,339-43%100%7%23,879
6Block (Cash App)3,838+18%99.3%0%9,390
7Citibank3,800+11%100%35%25,575
8Navy Federal Credit Union3,599-66%100%33%22,207
9U.S. Bank2,560+49%100%19%15,963
10Truist2,365+33%99.9%11%10,420
11SoFi2,324+26%100%8%5,234
12PNC Bank2,243+48%100%14%15,615
13Affirm71+51%100%0%194

Every bank ranked

Latest Affirm bank accounts complaints

ReceivedAboutIssueStateAnswerOn time
Oct 31, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAExplainedYes
Oct 29, 2026Bank accountsManaging an accountDeposits and withdrawalsNYExplainedYes
Oct 28, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedGAExplainedYes
Oct 25, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedSCExplainedYes
Oct 20, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountILExplainedYes
Oct 8, 2026Bank accountsManaging an accountDeposits and withdrawalsFLExplainedYes
Oct 7, 2026Bank accountsClosing an accountCan't close your accountKYExplainedYes
Sep 10, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructed-ExplainedYes
Sep 7, 2026Bank accountsClosing an accountFunds not received from closed accountCAExplainedYes
Sep 4, 2026Bank accountsManaging an accountDeposits and withdrawalsILExplainedYes
Sep 3, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMSExplainedYes
Aug 31, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAExplainedYes
Aug 30, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedFLExplainedYes
Aug 25, 2026Bank accountsManaging an accountProblem using a debit or ATM cardKYExplainedYes
Aug 20, 2026Bank accountsManaging an accountDeposits and withdrawalsTXExplainedYes
Aug 14, 2026Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountNJExplainedYes
Aug 13, 2026Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountCAExplainedYes
Aug 11, 2026Bank accountsManaging an accountDeposits and withdrawalsNJExplainedYes
Aug 5, 2026Bank accountsClosing an accountCan't close your accountPAExplainedYes
Aug 4, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedFLExplainedYes
Jul 31, 2026Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountILExplainedYes
Jul 25, 2026Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountCAExplainedYes
Jul 22, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedSDExplainedYes
Jul 21, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedSDExplainedYes
Jul 15, 2026Bank accountsManaging an accountDeposits and withdrawalsTXExplainedYes
Jul 12, 2026Bank accountsManaging an accountDeposits and withdrawalsNYExplainedYes
Jun 27, 2026Bank accountsOpening an accountAccount opened without my consent or knowledgeCOExplainedYes
Jun 24, 2026Bank accountsManaging an accountProblem using a debit or ATM cardLAExplainedYes
Jun 23, 2026Bank accountsClosing an accountCan't close your accountMIExplainedYes
Jun 18, 2026Bank accountsManaging an accountDeposits and withdrawalsCOExplainedYes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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