Auto lender · complaint record
American International Finance complaints
Filed under American International Finance, Inc.
Consumers have filed 21 complaints about American International Finance since 2016, 6 of them in the last 12 months. It answered 16.7% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 21
- Last 12 months
- 6
- Answered on time
- 16.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #64 of 193
Since May 2016
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jul 24, 2026
Most complained-about auto lenders
American International Finance complaints by month
The busiest month was December 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American International Finance answered all time
- Closed with monetary relief14.8%
- Closed with non-monetary relief29.5%
- Closed with explanation1885.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American International Finance complaints are about
Top American International Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 2
- Account information incorrect 1
- Personal information incorrect 1
Where American International Finance complaints come from
Most complaints: Indiana (16), Wisconsin (1), New York (1), Arizona (1), Florida (1).
American International Finance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | American International FinanceAuto loans & leases | - | 6 | - |
Compare side by side: American International Finance vs The Savings Group · American International Finance vs AC AutoPay LLC, Denver, CO Branch · American International Finance vs CARS Acquisition · American International Finance vs EA Holdings
What people say about American International Finance
All experiencesNo experiences with American International Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American International Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 21, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 22, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Dec 10, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Dec 5, 2025 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Aug 9, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 14, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 30, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Oct 20, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 2, 2023 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
Questions about American International Finance
How many complaints does American International Finance have?
American International Finance has 21 complaints on record since May 2016, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does American International Finance respond to complaints?
Yes. American International Finance answered 16.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American International Finance?
The most common problems are repossession (3), incorrect information on your report (4), managing the loan or lease (2).
Is American International Finance legit?
American International Finance is a real company with a public complaint record: consumers have complained about it 21 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American International Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American International Finance?
Complain to American International Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American International Finance complaints come from?
Most come from Indiana (16), Wisconsin (1), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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