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Atlanticus credit cards complaints

Consumers have filed 2,923 complaints about Atlanticus's credit cards, 845 in the last 12 months (+51%). Atlanticus answered 100% on time and closed 60% with relief. See the whole Atlanticus record.

Atlanticus against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Atlanticus845+51%100%60%2,923

Every card issuer ranked

Latest Atlanticus credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Nov 11, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardAZExplainedYes
Nov 11, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeFLExplainedYes
Nov 11, 2026Credit cardsProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHFixedYes
Nov 10, 2026Credit cardsOther features, terms, or problemsProblem with customer serviceFLExplainedYes
Nov 9, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Nov 7, 2026Credit cardsOther features, terms, or problemsProblem with customer serviceCAFixedYes
Nov 7, 2026Credit cardsFees or interestCharged too much interestCAMoney backYes
Nov 6, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardOHFixedYes
Nov 6, 2026Credit cardsFees or interestProblem with feesFLMoney backYes
Nov 5, 2026Credit cardsIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 5, 2026Credit cardsClosing your accountCompany closed your accountPAFixedYes
Nov 5, 2026Credit cardsProblem when making paymentsProblem during payment processFLFixedYes
Nov 5, 2026Credit cardsStruggling to pay your billCredit card company won't work with you while you're going through financial hardshipCOMoney backYes
Nov 5, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeFLExplainedYes
Nov 4, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementGAExplainedYes
Nov 4, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Nov 3, 2026Credit cardsClosing your accountCompany closed your accountCAExplainedYes
Nov 3, 2026Credit cardsClosing your accountCompany closed your accountPAMoney backYes
Nov 3, 2026Credit cardsFees or interestProblem with feesNYMoney backYes
Nov 3, 2026Credit cardsClosing your accountCan't close your accountARExplainedYes
Nov 3, 2026Credit cardsProblem when making paymentsProblem during payment processMAExplainedYes
Nov 2, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardILFixedYes
Nov 2, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeVAExplainedYes
Nov 1, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardFLExplainedYes
Nov 1, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Oct 31, 2026Credit cardsFees or interestProblem with feesTXMoney backYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardCAMoney backYes
Oct 29, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeSCExplainedYes
Oct 29, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeMIExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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