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Auto loans & leases

Automotive Credit auto loans & leases complaints

Consumers have filed 96 complaints about Automotive Credit's auto loans & leases, 5 in the last 12 months (-77%). Automotive Credit answered 0% on time and closed 0% with relief. See the whole Automotive Credit record.

Automotive Credit against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Automotive Credit5-77%0%0%96

Every auto lender ranked

Latest Automotive Credit auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Apr 20, 2026Auto loans & leasesManaging the loan or leaseBilling problemWIExplainedNo
Mar 25, 2026Auto loans & leasesProblems at the end of the loan or leaseExcess mileage, damage, or wear fees, or other problem after the lease is finishedFLExplainedNo
Mar 18, 2026Auto loans & leasesManaging the loan or leaseBilling problemCAExplainedNo
Jan 14, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanCOExplainedNo
Dec 18, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyOHExplainedNo
Nov 14, 2025Auto loans & leasesManaging the loan or leaseProblem with fees chargedNVExplainedNo
Nov 13, 2025Auto loans & leasesIncorrect information on your reportAccount information incorrectFLExplainedNo
Sep 21, 2025Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanCOExplainedYes
Sep 21, 2025Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanILExplainedNo
Sep 17, 2025Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedNo
Sep 17, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyNVExplainedNo
Sep 4, 2025Auto loans & leasesGetting a loan or leaseProblem with additional add-on products or services purchased with the loanFLExplainedYes
Aug 22, 2025Auto loans & leasesManaging the loan or leaseBilling problemINExplainedYes
Aug 6, 2025Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgePRExplainedYes
Aug 5, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionAZExplainedNo
Jul 4, 2025Auto loans & leasesIncorrect information on your reportAccount status incorrectCAExplainedNo
Jul 3, 2025Auto loans & leasesProblems at the end of the loan or leaseProblem when attempting to purchase vehicle at the end of the leaseOHExplainedYes
Jun 29, 2025Auto loans & leasesManaging the loan or leaseProblem with the interest rateTNExplainedYes
Jun 21, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
May 30, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
May 12, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyINExplainedNo
May 12, 2025Auto loans & leasesManaging the loan or leaseBilling problemFLExplainedNo
May 9, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionTXExplainedYes
Mar 30, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldCAExplainedYes
Jan 23, 2025Auto loans & leasesManaging the loan or leaseBilling problemFLExplainedYes
Jan 17, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleLAExplainedYes
Jan 12, 2025Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeFLExplainedYes
Nov 12, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldCAExplainedYes
Oct 28, 2024Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offAZExplainedYes
Oct 13, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldTNExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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