Credit bureau · complaint record
Automotive Services Finance complaints
Filed under Automotive Services Finance, Inc.
Consumers have filed 18 complaints about Automotive Services Finance since 2014, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 18
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since May 2014
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 7, 2026
Most complained-about credit bureaus & report companies
Automotive Services Finance complaints by month
The busiest month was July 2019 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Automotive Services Finance answered all time
- Closed with monetary relief211.1%
- Closed with non-monetary relief422.2%
- Closed with explanation1266.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Automotive Services Finance complaints are about
Top Automotive Services Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 2
- Account information incorrect 1
- Information belongs to someone else 1
- Public record information inaccurate 1
Where Automotive Services Finance complaints come from
Most complaints: Virginia (8), Georgia (3), Kentucky (1), Maryland (1), North Carolina (1).
Automotive Services Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Automotive Services FinanceCredit reporting | - | 1 | - |
Compare side by side: Automotive Services Finance vs Apple Financing · Automotive Services Finance vs Nav Technologies · Automotive Services Finance vs Opportunity Fund · Automotive Services Finance vs Heritage Financial Group
What people say about Automotive Services Finance
All experiencesNo experiences with Automotive Services Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Automotive Services Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 21, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Oct 7, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 25, 2022 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Feb 4, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 7, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 28, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2019 | Auto loans & leases | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Nov 3, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 29, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 6, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
Questions about Automotive Services Finance
How many complaints does Automotive Services Finance have?
Automotive Services Finance has 18 complaints on record since May 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Automotive Services Finance respond to complaints?
Yes. Automotive Services Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Automotive Services Finance?
The most common problems are incorrect information on your report (5), improper use of your report (2), managing the loan or lease (2).
Is Automotive Services Finance legit?
Automotive Services Finance is a real company with a public complaint record: consumers have complained about it 18 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Automotive Services Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Automotive Services Finance?
Complain to Automotive Services Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Automotive Services Finance complaints come from?
Most come from Virginia (8), Georgia (3), Kentucky (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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