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Auto loans & leases

Bank of America auto loans & leases complaints

Consumers have filed 1,664 complaints about Bank of America's auto loans & leases, 270 in the last 12 months (+39%). Bank of America answered 100% on time and closed 11% with relief. See the whole Bank of America record.

Bank of America against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Bank of America270+39%100%11%1,664

Every auto lender ranked

Latest Bank of America auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Nov 7, 2026Auto loans & leasesManaging the loan or leaseBilling problemTXExplainedYes
Nov 3, 2026Auto loans & leasesManaging the loan or leaseBilling problemNJIn progressYes
Nov 2, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeMAIn progressYes
Nov 1, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleMAIn progressYes
Oct 30, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanCAIn progressYes
Oct 29, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeMDIn progressYes
Oct 29, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedMDIn progressYes
Oct 28, 2026Auto loans & leasesManaging the loan or leaseBilling problemTXIn progressYes
Oct 27, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNCExplainedYes
Oct 27, 2026Auto loans & leasesManaging the loan or leaseBilling problemTXIn progressYes
Oct 27, 2026Auto loans & leasesStruggling to pay your loanProblem after you declared or threatened to declare bankruptcyILIn progressYes
Oct 23, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNJIn progressYes
Oct 23, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanDCIn progressYes
Oct 23, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsVAIn progressYes
Oct 22, 2026Auto loans & leasesProblems at the end of the loan or leaseExcess mileage, damage, or wear fees, or other problem after the lease is finishedCAIn progressYes
Oct 22, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAIn progressYes
Oct 21, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionNJIn progressYes
Oct 19, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldNYIn progressYes
Oct 19, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectTXIn progressYes
Oct 19, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionMIMoney backYes
Oct 16, 2026Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Oct 15, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleCOExplainedYes
Oct 15, 2026Auto loans & leasesRepossessionVoluntary repossessionCAIn progressYes
Oct 15, 2026Auto loans & leasesManaging the loan or leaseBilling problemMAExplainedYes
Oct 14, 2026Auto loans & leasesManaging the loan or leaseBilling problemNYIn progressYes
Oct 14, 2026Auto loans & leasesRepossessionVoluntary repossessionGAIn progressYes
Oct 11, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleFLExplainedYes
Oct 10, 2026Auto loans & leasesGetting a loan or leaseCredit denialCAIn progressYes
Oct 10, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectTXIn progressYes
Oct 9, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionFLExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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