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Auto loans & leases

CarMax auto loans & leases complaints

Consumers have filed 1,317 complaints about CarMax's auto loans & leases, 314 in the last 12 months (+15%). CarMax answered 99.4% on time and closed 1% with relief. See the whole CarMax record.

CarMax against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13CarMax314+15%99.4%1%1,317

Every auto lender ranked

Latest CarMax auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Apr 17, 2026Auto loans & leasesGetting a loan or leaseCredit denialPRExplainedYes
Apr 16, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleNCFixedYes
Apr 16, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeNCExplainedYes
Apr 15, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateTXExplainedYes
Apr 15, 2026Auto loans & leasesManaging the loan or leaseBilling problemMOExplainedYes
Apr 14, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offFLExplainedYes
Apr 14, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectCOExplainedYes
Apr 13, 2026Auto loans & leasesProblem with a company's investigation into an existing problemProblem with personal statement of disputeNCExplainedYes
Apr 12, 2026Auto loans & leasesGetting a loan or leaseProblem with signing the paperworkFLExplainedYes
Apr 10, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanILExplainedYes
Apr 8, 2026Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyNCExplainedYes
Apr 6, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offCTExplainedYes
Apr 5, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offLAExplainedYes
Apr 4, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
Apr 4, 2026Auto loans & leasesManaging the loan or leaseBilling problemNCExplainedYes
Apr 3, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldMSExplainedYes
Apr 2, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectCAExplainedYes
Apr 2, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeLAExplainedYes
Apr 2, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleCTExplainedYes
Apr 1, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Apr 1, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedTXExplainedYes
Mar 31, 2026Auto loans & leasesRepossessionVoluntary repossessionNCExplainedYes
Mar 30, 2026Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Mar 28, 2026Auto loans & leasesManaging the loan or leaseBilling problemNCExplainedYes
Mar 27, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleMAExplainedYes
Mar 26, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offCAExplainedYes
Mar 26, 2026Auto loans & leasesManaging the loan or leaseBilling problemIAExplainedYes
Mar 26, 2026Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Mar 25, 2026Auto loans & leasesIncorrect information on your reportOld information reappears or never goes awayGAExplainedYes
Mar 24, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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