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Student loans

Central Research student loans complaints

Consumers have filed 744 complaints about Central Research's student loans, 530 in the last 12 months (+151%). Central Research answered 99.8% on time and closed 0% with relief. See the whole Central Research record.

Central Research against other student loan servicers

#Company12 monthsChangeOn timeReliefAll time
1MOHELA7,252-10%36%2%25,029
2Nelnet3,551-13%99.9%0%16,699
3Maximus Federal Services2,3910%100%0%8,072
4Servicer under contract with Federal Student Aid1,520+1%0%-3,025
5Edfinancial Services1,456-7%98.9%0%6,432
6Sallie Mae716+38%100%12%4,273
7Central Research530+151%99.8%0%744
8Navient462-39%100%0%35,811
9Climb Credit304+78%100%0%534
10AES / PHEAA206+4%100%14%13,061
11SoFi160+13%100%9%335
12Goal Structured Solutions108+104%100%0%250

Every loan servicer ranked

Latest Central Research student loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 7, 2026Student loansDealing with your lender or servicerTrouble with how payments are being handledWIExplainedYes
Oct 6, 2026Student loansDealing with your lender or servicerNeed information about your loan balance or loan termsAZExplainedYes
Oct 6, 2026Student loansDealing with your lender or servicerReceived bad information about your loanAZExplainedYes
Oct 5, 2026Student loansIncorrect information on your reportAccount status incorrectGAExplainedYes
Oct 2, 2026Student loansDealing with your lender or servicerProblem with customer serviceINExplainedYes
Oct 2, 2026Student loansDealing with your lender or servicerReceived bad information about your loanGAExplainedYes
Oct 1, 2026Student loansDealing with your lender or servicerTrouble with how payments are being handledVAExplainedYes
Sep 30, 2026Student loansDealing with your lender or servicerTrouble with how payments are being handledWIExplainedYes
Sep 29, 2026Student loansDealing with your lender or servicerProblem with customer serviceNYExplainedYes
Sep 26, 2026Student loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Sep 25, 2026Student loansIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Sep 23, 2026Student loansIncorrect information on your reportAccount status incorrectALExplainedYes
Sep 22, 2026Student loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Sep 21, 2026Student loansDealing with your lender or servicerDon't agree with the fees chargedOHExplainedYes
Sep 20, 2026Student loansIncorrect information on your reportAccount status incorrectDEExplainedYes
Sep 19, 2026Student loansDealing with your lender or servicerProblem with customer serviceNVExplainedYes
Sep 18, 2026Student loansDealing with your lender or servicerTrouble with how payments are being handledVAExplainedYes
Sep 17, 2026Student loansIncorrect information on your reportAccount status incorrectNYExplainedYes
Sep 15, 2026Student loansDealing with your lender or servicerReceived bad information about your loanCTExplainedYes
Sep 15, 2026Student loansIncorrect information on your reportAccount status incorrectWIExplainedYes
Sep 15, 2026Student loansIncorrect information on your reportAccount status incorrectNVExplainedYes
Sep 14, 2026Student loansIncorrect information on your reportAccount status incorrectNVExplainedYes
Sep 14, 2026Student loansIncorrect information on your reportAccount status incorrectMNExplainedYes
Sep 14, 2026Student loansDealing with your lender or servicerTrouble with how payments are being handledMIExplainedYes
Sep 12, 2026Student loansStruggling to repay your loanProblem with your payment planMAExplainedYes
Sep 10, 2026Student loansIncorrect information on your reportAccount status incorrectNVExplainedYes
Sep 10, 2026Student loansDealing with your lender or servicerReceived bad information about your loanNCExplainedYes
Sep 10, 2026Student loansIncorrect information on your reportAccount status incorrectALExplainedYes
Sep 10, 2026Student loansIncorrect information on your reportAccount status incorrectFLExplainedYes
Sep 10, 2026Student loansIncorrect information on your reportAccount status incorrectILExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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