Credit bureau · complaint record
Clayton Autos complaints
Filed under CLAYTON AUTOS, INC
Consumers have filed 18 complaints about Clayton Autos since 2015, 10 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 18
- Last 12 months
- 10
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #197 of 566
Since June 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 8, 2026
Most complained-about credit bureaus & report companies
Clayton Autos complaints by month
The busiest month was June 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Clayton Autos answered all time
- Closed with explanation15.6%
- Untimely response1794.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Clayton Autos complaints are about
Top Clayton Autos problems
Inside "Improper use of your report"
- Reporting company used your report improperly 4
Where Clayton Autos complaints come from
Most complaints: Mississippi (5), Arizona (3), Texas (2), Tennessee (2), Wisconsin (1).
Clayton Autos compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Clayton AutosCredit reporting | - | 10 | - |
Compare side by side: Clayton Autos vs Apple Financing · Clayton Autos vs Nav Technologies · Clayton Autos vs Opportunity Fund · Clayton Autos vs Heritage Financial Group
What people say about Clayton Autos
All experiencesNo experiences with Clayton Autos yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Clayton Autos complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 8, 2026 | Debt relief & credit repair | Confusing or misleading advertising or marketing | No timely reply |
| Aug 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Aug 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jun 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 20, 2026 | Prepaid & gift cards | Unexpected or other fees | No timely reply |
| Jan 22, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | No timely reply |
| Dec 27, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Dec 5, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Oct 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Oct 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
Questions about Clayton Autos
How many complaints does Clayton Autos have?
Clayton Autos has 18 complaints on record since June 2015, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does Clayton Autos respond to complaints?
Yes. Clayton Autos answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Clayton Autos?
The most common problems are took or threatened to take negative or legal action (3), incorrect information on your report (3), improper use of your report (4).
Is Clayton Autos legit?
Clayton Autos is a real company with a public complaint record: consumers have complained about it 18 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Clayton Autos legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Clayton Autos?
Complain to Clayton Autos in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Clayton Autos complaints come from?
Most come from Mississippi (5), Arizona (3), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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