Credit bureau · complaint record
Credit Lending Services complaints
Filed under Credit Lending Services Inc.
Consumers have filed 21 complaints about Credit Lending Services since 2018, 10 of them in the last 12 months. It answered 100% on time and closed 10% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 21
- Last 12 months
- 10
- Answered on time
- 100%
- Closed with relief
- 10%
- Last 30 days
- 0
- Rank
- #197 of 566
Since July 2018
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 17, 2026
Most complained-about credit bureaus & report companies
Credit Lending Services complaints by month
The busiest month was January 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Lending Services answered all time
- Closed with non-monetary relief14.8%
- Closed with explanation2095.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Lending Services complaints are about
Top Credit Lending Services problems
Inside "Repossession"
- Loan balance remaining after the vehicle is repossessed and sold 3
- Deficiency balance after repossession 1
Where Credit Lending Services complaints come from
Most complaints: California (14), Arizona (5), Utah (1), Washington (1).
Credit Lending Services compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Credit Lending ServicesCredit reporting | - | 10 | - |
Compare side by side: Credit Lending Services vs Apple Financing · Credit Lending Services vs Nav Technologies · Credit Lending Services vs Opportunity Fund · Credit Lending Services vs Heritage Financial Group
What people say about Credit Lending Services
All experiencesNo experiences with Credit Lending Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Lending Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 17, 2026 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Explained |
| Jul 17, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jun 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 26, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 8, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Apr 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 13, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 9, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Aug 16, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Credit Lending Services
How many complaints does Credit Lending Services have?
Credit Lending Services has 21 complaints on record since July 2018, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does Credit Lending Services respond to complaints?
Yes. Credit Lending Services answered 100% of its complaints on time (within 15 days) and closed 10% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Lending Services?
The most common problems are repossession (4), took or threatened to take negative or legal action (3), problem with a company's investigation into an existing problem (2).
Is Credit Lending Services legit?
Credit Lending Services is a real company with a public complaint record: consumers have complained about it 21 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Lending Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Lending Services?
Complain to Credit Lending Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Lending Services complaints come from?
Most come from California (14), Arizona (5), Utah (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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