Debt collector · complaint record
Credit Service International complaints
Filed under Credit Service International Corp
Consumers have filed 397 complaints about Credit Service International since 2015, 169 of them in the last 12 months (+34% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 397
- Last 12 months
- 169
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 10
- Rank
- #141 of 1,963
Since September 2015
+34% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 11, 2026
Most complained-about debt collectors
Credit Service International complaints by month
The busiest month was December 2025 (19 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Service International answered last 12 months
- Closed with explanation169100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+34% vs last year
What Credit Service International complaints are about
Top Credit Service International problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 92
- Debt was result of identity theft 20
- Debt was paid 10
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Credit Service International complaints come from
Most complaints: Texas (116), Georgia (79), Florida (50), Wisconsin (43), Minnesota (20).
Credit Service International compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | UscbDebt collection | 47 | 174 | D |
| 2 | Credit Service InternationalDebt collection | 52 | 169 | C |
| 3 | The Phoenix Recovery GroupDebt collection | 7 | 168 | F |
| 4 | GF SunStrong ManagementDebt collection | 44 | 168 | D |
| 5 | Crown Asset Management, LLC, Duluth, GA BranchDebt collection | 55 | 166 | C |
| 6 | Associated Credit ServicesDebt collection | 50 | 166 | C |
| 7 | Client ServicesDebt collection | 56 | 164 | C |
| 8 | Helvey & Associates, Inc., Warsaw, IN BranchDebt collection | 60 | 163 | C |
Compare side by side: Credit Service International vs Uscb · Credit Service International vs The Phoenix Recovery Group · Credit Service International vs GF SunStrong Management · Credit Service International vs Crown Asset Management, LLC, Duluth, GA Branch
What people say about Credit Service International
All experiencesNo experiences with Credit Service International yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Service International complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Credit Service International
How many complaints does Credit Service International have?
Credit Service International has 397 complaints on record since September 2015, including 169 in the last 12 months and 10 in the last 30 days. That makes it number 357 of every company by complaints this year.
Does Credit Service International respond to complaints?
Yes. Credit Service International answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 52/100 (grade C).
What do people complain about most with Credit Service International?
The most common problems are attempts to collect debt not owed (123), took or threatened to take negative or legal action (61), written notification about debt (70).
Is Credit Service International legit?
Credit Service International is a real company with a public complaint record: consumers have complained about it 397 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Service International legit? for the signals, red flags and how to protect yourself.
Are complaints about Credit Service International going up or down?
Up. There were 169 complaints in the last 12 months against 126 in the 12 before (+34%). See every month.
How do I file a complaint against Credit Service International?
Complain to Credit Service International in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Service International complaints come from?
Most come from Texas (116), Georgia (79), Florida (50). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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