Credit bureau · complaint record
Grow Credit complaints
Filed under Grow Credit Inc
Consumers have filed 263 complaints about Grow Credit since 2022, 63 of them in the last 12 months (-21% on the year before). It answered 95.2% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Weak response record. How it works
- Complaints on record
- 263
- Last 12 months
- 63
- Answered on time
- 95.2%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #89 of 566
Since February 2022
-21% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 27, 2026
Most complained-about credit bureaus & report companies
Grow Credit complaints by month
The busiest month was April 2026 (13 complaints). Complaints in the last 12 months are down 21% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Grow Credit answered last 12 months
- Closed with explanation6298.4%
- In progress11.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time24/4595.2% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-21% vs last year
What Grow Credit complaints are about
Top Grow Credit problems last 12 months
Inside "Incorrect information on your report"
- Account status incorrect 42
- Information belongs to someone else 30
- Account information incorrect 28
- Old information reappears or never goes away 4
- Information is missing that should be on the report 1
Where Grow Credit complaints come from
Most complaints: Texas (34), Florida (26), North Carolina (19), California (19), Georgia (17).
Grow Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | GFS IICredit reporting | 60 | 74 | C |
| 2 | 700 Credit ExpertsCredit reporting | 0 | 73 | F |
| 3 | Greenstate Credit UnionCredit reporting | 63 | 71 | C |
| 4 | Grow CreditCredit reporting | 39 | 63 | D |
| 5 | Automotive CreditCredit reporting | 15 | 61 | F |
| 6 | Eagle Financial ServicesCredit reporting | 52 | 59 | C |
| 7 | Lentegrity ManagementCredit reporting | 46 | 58 | D |
| 8 | Viva FinanceCredit reporting | 45 | 56 | D |
Compare side by side: Grow Credit vs GFS II · Grow Credit vs 700 Credit Experts · Grow Credit vs Greenstate Credit Union · Grow Credit vs Automotive Credit
What people say about Grow Credit
All experiencesNo experiences with Grow Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Grow Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Sep 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 10, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 29, 2026 | Credit cards | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 2, 2026 | Debt relief & credit repair | Problem with customer service | Explained |
Questions about Grow Credit
How many complaints does Grow Credit have?
Grow Credit has 263 complaints on record since February 2022, including 63 in the last 12 months and 1 in the last 30 days. That makes it number 603 of every company by complaints this year.
Does Grow Credit respond to complaints?
Yes. Grow Credit answered 95.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 39/100 (grade D).
What do people complain about most with Grow Credit?
The most common problems are incorrect information on your report (105), took or threatened to take negative or legal action (15), attempts to collect debt not owed (22).
Is Grow Credit legit?
Grow Credit is a real company with a public complaint record: consumers have complained about it 263 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Grow Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about Grow Credit going up or down?
Down. There were 63 complaints in the last 12 months against 80 in the 12 before (-21%). See every month.
How do I file a complaint against Grow Credit?
Complain to Grow Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Grow Credit complaints come from?
Most come from Texas (34), Florida (26), North Carolina (19). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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