Bank accounts

Klarna bank accounts complaints

Consumers have filed 69 complaints about Klarna's bank accounts, 35 in the last 12 months. Klarna answered 88.6% on time and closed 11% with relief. See the whole Klarna record.

Klarna against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	Klarna	35	new	88.6%	11%	69

Every bank ranked

Latest Klarna bank accounts complaints

Received	About	Issue	State	Answer	On time
Oct 31, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	CA	Explained	Yes
Oct 16, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	FL	Explained	Yes
Oct 9, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MA	Explained	No
Oct 9, 2026	Bank accounts	Problem with a lender or other company charging your accountCan't stop withdrawals from your account	NJ	Explained	Yes
Sep 16, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	NY	Explained	Yes
Sep 16, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	OK	Explained	Yes
Aug 6, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NJ	Explained	Yes
Aug 5, 2026	Bank accounts	Closing an accountCan't close your account	CA	Explained	Yes
Aug 2, 2026	Bank accounts	Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount	GA	Explained	Yes
Jul 24, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	LA	Explained	Yes
Jul 23, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	CA	Explained	Yes
Jul 13, 2026	Bank accounts	Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount	FL	Money back	No
Jul 12, 2026	Bank accounts	Closing an accountCan't close your account	NV	Explained	Yes
Jun 26, 2026	Bank accounts	Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount	TX	Money back	Yes
Jun 20, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	KS	Explained	Yes
Jun 7, 2026	Bank accounts	Managing an accountProblem making or receiving payments	CO	Explained	Yes
Jun 3, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	AK	Explained	Yes
May 27, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	ND	Explained	Yes
May 25, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	NC	Explained	Yes
May 20, 2026	Bank accounts	Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report	AZ	Explained	Yes
May 19, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	IN	Explained	Yes
May 5, 2026	Bank accounts	Managing an accountDeposits and withdrawals	NV	Explained	Yes
Apr 28, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	NY	Explained	Yes
Apr 5, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	TX	Fixed	No
Mar 31, 2026	Bank accounts	Managing an accountDeposits and withdrawals	AL	Explained	Yes
Mar 27, 2026	Bank accounts	Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount	IA	Explained	Yes
Mar 5, 2026	Bank accounts	Problem with a lender or other company charging your accountCan't stop withdrawals from your account	ID	Explained	Yes
Feb 6, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MT	Explained	No
Jan 26, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	FL	Explained	Yes
Jan 20, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MD	Explained	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 10 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works