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Lender · complaint record

Lending Club complaints

Consumers have filed 1,486 complaints about Lending Club since 2015, none in the last 12 months. It answered 89.2% on time and closed 15% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
1,486

Since April 2015

Last 12 months
0

new vs the year before

Answered on time
89.2%

Industry: 94.7%

Closed with relief
15%

Typical lender: 6%

Last 30 days
0

Newest: Apr 19, 2022

Rank
-

Lending Club complaints by month

The busiest month was June 2021 (52 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Lending Club answered all time

  • Closed with monetary relief745%
  • Closed with non-monetary relief1429.6%
  • Closed with explanation1,27085.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Lending Club complaints are about

Top Lending Club problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 132
  • Account status incorrect 121
  • Account information incorrect 74
  • Old information reappears or never goes away 11
  • Information is missing that should be on the report 6
  • Public record information inaccurate 1

Where Lending Club complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (238), Florida (150), New York (116), Texas (108), Georgia (76).

Lending Club compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8Lending ClubPayday & personal loans-0new89.2%15%-

Compare side by side: Lending Club vs SoLo Funds · Lending Club vs AAA Auto Title Loans · Lending Club vs Powerpay · Lending Club vs AmeriCash

What people say about Lending Club

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Latest Lending Club complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Apr 19, 2022Payday & personal loansIncorrect information on your reportAccount information incorrectFLExplainedYes
Apr 15, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Apr 14, 2022Credit reportingIncorrect information on your reportAccount information incorrectKSExplainedYes
Apr 13, 2022Bank accountsManaging an accountFunds not handled or disbursed as instructedWVExplainedYes
Apr 13, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Apr 11, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysNYExplainedYes
Apr 11, 2022Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Apr 6, 2022Payday & personal loansProblem when making paymentsCOExplainedYes
Apr 6, 2022Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Apr 5, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsCAExplainedYes
Apr 5, 2022Bank accountsManaging an accountDeposits and withdrawalsNYExplainedYes
Apr 4, 2022Credit reportingIncorrect information on your reportAccount information incorrectKSExplainedYes

Questions about Lending Club

How many complaints does Lending Club have?

Lending Club has 1,486 complaints on record since April 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does Lending Club respond to complaints?

Yes. Lending Club answered 89.2% of its complaints on time (within 15 days) and closed 15% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Lending Club?
Is Lending Club legit?

Lending Club is a real company with a public complaint record: consumers have complained about it 1,486 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lending Club legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Lending Club?

Complain to Lending Club in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Lending Club complaints come from?

Most come from California (238), Florida (150), New York (116). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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