Mortgages
Mr. Cooper mortgages complaints
Consumers have filed 13,321 complaints about Mr. Cooper's mortgages, 757 in the last 12 months (-64%). Mr. Cooper answered 100% on time and closed 0% with relief. See the whole Mr. Cooper record.
Mr. Cooper against other mortgage lenders & servicers
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Shellpoint Mortgage Servicing | 3,741 | 81.4% | 0% |
| 2 | Rocket Mortgage | 3,572 | 99.9% | 0% |
| 3 | Freedom Mortgage | 1,701 | 99.4% | 0% |
| 4 | Ocwen Financial | 1,514 | 100% | 1% |
| 5 | Wells Fargo | 1,187 | 100% | 9% |
| 6 | PennyMac | 1,157 | 99.9% | 13% |
| 7 | Select Portfolio Servicing | 1,130 | 99.9% | 0% |
| 8 | Carrington Mortgage Services | 1,081 | 99.7% | 0% |
| 9 | Selene | 967 | 100% | 0% |
| 10 | LoanCare | 862 | 100% | 0% |
| 11 | Mr. Cooper | 757 | 100% | 0% |
| 12 | JPMorgan Chase | 734 | 100% | 2% |
Latest Mr. Cooper mortgages complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 23, 2026 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| Feb 22, 2026 | Mortgages | Struggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu | Explained |
| Feb 22, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Feb 21, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 20, 2026 | Mortgages | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 20, 2026 | Mortgages | Trouble during payment processPayment process | Explained |
| Feb 20, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 20, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 20, 2026 | Mortgages | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Feb 19, 2026 | Mortgages | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 19, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Feb 19, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Feb 19, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 19, 2026 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| Feb 19, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Feb 19, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageApplication denials | Explained |
| Feb 19, 2026 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | Explained |
| Feb 19, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 19, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 19, 2026 | Mortgages | Closing on a mortgageFees or costs after closing | Explained |
| Feb 19, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processLien release | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 18, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 17, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Feb 17, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 17, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
Your rights with mortgage lenders & servicers
Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.
Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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