Bank accounts

PayPal bank accounts complaints

Consumers have filed 5,462 complaints about PayPal's bank accounts, 1,725 in the last 12 months (+79%). PayPal answered 100% on time and closed 41% with relief. See the whole PayPal record.

PayPal against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	PayPal	1,725	+79%	100%	41%	5,462

Every bank ranked

Latest PayPal bank accounts complaints

Received	About	Issue	State	Answer	On time
Oct 29, 2026	Bank accounts	Managing an accountDeposits and withdrawals	OH	In progress	Yes
Oct 29, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	FL	In progress	Yes
Oct 29, 2026	Bank accounts	Managing an accountProblem accessing account	MI	In progress	Yes
Oct 29, 2026	Bank accounts	Managing an accountBanking errors	NC	In progress	Yes
Oct 28, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NC	Explained	Yes
Oct 28, 2026	Bank accounts	Closing an accountFunds not received from closed account	NY	Explained	Yes
Oct 28, 2026	Bank accounts	Managing an accountProblem accessing account	MA	Explained	Yes
Oct 28, 2026	Bank accounts	Managing an accountDeposits and withdrawals	AL	In progress	Yes
Oct 28, 2026	Bank accounts	Closing an accountCompany closed your account	CA	In progress	Yes
Oct 28, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	CA	Explained	Yes
Oct 28, 2026	Bank accounts	Managing an accountDeposits and withdrawals	TX	Explained	Yes
Oct 28, 2026	Bank accounts	Managing an accountDeposits and withdrawals	AL	Explained	Yes
Oct 27, 2026	Bank accounts	Managing an accountDeposits and withdrawals	OH	In progress	Yes
Oct 27, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	AZ	In progress	Yes
Oct 27, 2026	Bank accounts	Managing an accountProblem making or receiving payments	MN	In progress	Yes
Oct 27, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	PA	In progress	Yes
Oct 27, 2026	Bank accounts	Managing an accountDeposits and withdrawals	GA	In progress	Yes
Oct 27, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	IL	In progress	Yes
Oct 27, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	NY	In progress	Yes
Oct 27, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	MT	In progress	Yes
Oct 26, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MN	Fixed	Yes
Oct 26, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	WI	In progress	Yes
Oct 26, 2026	Bank accounts	Opening an accountAccount opened without my consent or knowledge	IL	Explained	Yes
Oct 26, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	IA	Money back	Yes
Oct 25, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	IL	In progress	Yes
Oct 24, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	OR	In progress	Yes
Oct 24, 2026	Bank accounts	Managing an accountDeposits and withdrawals	NE	In progress	Yes
Oct 24, 2026	Bank accounts	Closing an accountCompany closed your account	GA	In progress	Yes
Oct 23, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	TX	In progress	Yes
Oct 23, 2026	Bank accounts	Managing an accountProblem making or receiving payments	CO	In progress	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about PayPal

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked 13 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works