Credit bureau · complaint record
Porania complaints
Filed under Porania, LLC
Consumers have filed 198 complaints about Porania since 2017, 22 of them in the last 12 months (-24% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 198
- Last 12 months
- 22
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #137 of 566
Since June 2017
-24% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 21, 2026
Most complained-about credit bureaus & report companies
Porania complaints by month
The busiest month was September 2021 (14 complaints). Complaints in the last 12 months are down 24% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Porania answered all time
- Closed with explanation5929.8%
- Untimely response13970.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Porania complaints are about
Top Porania problems
Inside "Incorrect information on your report"
- Information belongs to someone else 62
- Public record information inaccurate 44
- Account status incorrect 5
- Old information reappears or never goes away 4
Where Porania complaints come from
Most complaints: Georgia (27), New York (23), New Jersey (21), Illinois (14), Florida (12).
Porania compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | PoraniaCredit reporting | - | 22 | - |
Compare side by side: Porania vs Apple Financing · Porania vs Nav Technologies · Porania vs Opportunity Fund · Porania vs Heritage Financial Group
What people say about Porania
All experiencesNo experiences with Porania yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Porania complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Oct 2, 2026 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | No timely reply |
| Aug 23, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Aug 3, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | No timely reply |
| Jul 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jul 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Jun 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| May 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| May 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
Questions about Porania
How many complaints does Porania have?
Porania has 198 complaints on record since June 2017, including 22 in the last 12 months and 2 in the last 30 days. That makes it number 1,027 of every company by complaints this year.
Does Porania respond to complaints?
Yes. Porania answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Porania?
The most common problems are incorrect information on your report (115), improper use of your report (23), problem with a company's investigation into an existing problem (14).
Is Porania legit?
Porania is a real company with a public complaint record: consumers have complained about it 198 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Porania legit? for the signals, red flags and how to protect yourself.
Are complaints about Porania going up or down?
Down. There were 22 complaints in the last 12 months against 29 in the 12 before (-24%). See every month.
How do I file a complaint against Porania?
Complain to Porania in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Porania complaints come from?
Most come from Georgia (27), New York (23), New Jersey (21). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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