Credit bureau · complaint record
Recreational complaints
Filed under Recreational Holdings Corp.
Consumers have filed 29 complaints about Recreational since 2023, 11 of them in the last 12 months (0% on the year before). It answered 90.9% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 29
- Last 12 months
- 11
- Answered on time
- 90.9%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #191 of 566
Since March 2023
0% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 23, 2026
Most complained-about credit bureaus & report companies
Recreational complaints by month
The busiest month was March 2023 (3 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Recreational answered all time
- Closed with monetary relief13.4%
- Closed with explanation2896.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Recreational complaints are about
Top Recreational problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 5
- Reporting company used your report improperly 3
Where Recreational complaints come from
Most complaints: Florida (7), California (6), New Jersey (2), North Carolina (2), Rhode Island (2).
Recreational compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | RecreationalCredit reporting | - | 11 | - |
Compare side by side: Recreational vs Apple Financing · Recreational vs Nav Technologies · Recreational vs Opportunity Fund · Recreational vs Heritage Financial Group
What people say about Recreational
All experiencesNo experiences with Recreational yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Recreational complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Payday & personal loans | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 4, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 21, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 19, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 16, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
Questions about Recreational
How many complaints does Recreational have?
Recreational has 29 complaints on record since March 2023, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Recreational respond to complaints?
Yes. Recreational answered 90.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Recreational?
The most common problems are incorrect information on your report (7), improper use of your report (8), attempts to collect debt not owed (2).
Is Recreational legit?
Recreational is a real company with a public complaint record: consumers have complained about it 29 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Recreational legit? for the signals, red flags and how to protect yourself.
Are complaints about Recreational going up or down?
Roughly level. There were 11 complaints in the last 12 months against 11 in the 12 before (0%). See every month.
How do I file a complaint against Recreational?
Complain to Recreational in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Recreational complaints come from?
Most come from Florida (7), California (6), New Jersey (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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