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Payday & personal loans

Santander Consumer USA payday & personal loans complaints

Consumers have filed 194 complaints about Santander Consumer USA's payday & personal loans. See the whole Santander Consumer USA record.

Santander Consumer USA against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Santander Consumer USA0new--194

Every lender ranked

Latest Santander Consumer USA payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 2, 2022Payday & personal loansProblem with the payoff process at the end of the loanNCExplainedYes
Aug 28, 2022Payday & personal loansVehicle was repossessed or sold the vehicleNYExplainedYes
Aug 23, 2022Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeMAExplainedYes
Aug 17, 2022Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Aug 11, 2022Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Jul 8, 2022Payday & personal loansProblem with the payoff process at the end of the loanINExplainedYes
Jun 29, 2022Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jun 17, 2022Payday & personal loansCan't contact lender or servicerILExplainedYes
May 31, 2022Payday & personal loansProblem when making paymentsNYExplainedYes
May 1, 2022Payday & personal loansCharged fees or interest you didn't expectTNExplainedYes
Apr 11, 2022Payday & personal loansProblem with the payoff process at the end of the loanMAExplainedYes
Mar 29, 2022Payday & personal loansVehicle was repossessed or sold the vehicleINExplainedYes
Mar 12, 2022Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Feb 24, 2022Payday & personal loansVehicle was repossessed or sold the vehicleFLExplainedYes
Feb 23, 2022Payday & personal loansVehicle was repossessed or sold the vehicleNYExplainedYes
Feb 22, 2022Payday & personal loansCharged fees or interest you didn't expectMDExplainedYes
Feb 14, 2022Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedYes
Feb 7, 2022Payday & personal loansUnable to get your credit report or credit scoreOther problem getting your report or credit scoreAZExplainedYes
Feb 1, 2022Payday & personal loansVehicle was damaged or destroyed the vehicleTNExplainedYes
Jan 25, 2022Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedYes
Jan 17, 2022Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jan 11, 2022Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Jan 11, 2022Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 10, 2022Payday & personal loansCan't contact lender or servicerNYExplainedYes
Jan 8, 2022Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Dec 30, 2021Payday & personal loansCan't contact lender or servicerNYExplainedYes
Dec 27, 2021Payday & personal loansVehicle was damaged or destroyed the vehicleCAExplainedYes
Dec 21, 2021Payday & personal loansProblem when making paymentsTXExplainedYes
Dec 7, 2021Payday & personal loansIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Dec 4, 2021Payday & personal loansProblem when making paymentsTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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