Mortgage company · complaint record
Semper Home Loans complaints
Filed under SEMPER HOME LOANS, INC
Consumers have filed 9 complaints about Semper Home Loans since 2014, none in the last 12 months. It answered 66.7% on time and closed 11% with relief for the customer. The most common problem is closing on a mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 0
- Answered on time
- 66.7%
- Closed with relief
- 11%
- Last 30 days
- 0
- Rank
- -
Since July 2014
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Feb 18, 2025
Semper Home Loans complaints by month
The busiest month was July 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Semper Home Loans answered all time
- Closed with monetary relief111.1%
- Closed with explanation888.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Semper Home Loans complaints are about
Top Semper Home Loans problems
Where Semper Home Loans complaints come from
Most complaints: Rhode Island (3), Georgia (2), Illinois (1), New York (1), Texas (1).
Semper Home Loans compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Semper Home LoansMortgages | - | 0 | - |
Compare side by side: Semper Home Loans vs Midwest Loan Services · Semper Home Loans vs Truhome Solutions · Semper Home Loans vs NEXA Mortgage · Semper Home Loans vs Hilltop
What people say about Semper Home Loans
All experiencesNo experiences with Semper Home Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Semper Home Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 18, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 8, 2021 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Jun 18, 2021 | Mortgages | Closing on a mortgage | Explained |
| Apr 6, 2021 | Mortgages | Closing on a mortgage | Explained |
| Sep 24, 2020 | Mortgages | Closing on a mortgage | Explained |
| Apr 25, 2020 | Mortgages | Closing on a mortgage | Explained |
| Aug 11, 2016 | Bank accounts | Account opening, closing, or management | Explained |
| Apr 28, 2015 | Mortgages | Credit decision / Underwriting | Explained |
| Jul 22, 2014 | Mortgages | Application, originator, mortgage broker | Money back |
Questions about Semper Home Loans
How many complaints does Semper Home Loans have?
Semper Home Loans has 9 complaints on record since July 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Semper Home Loans respond to complaints?
Yes. Semper Home Loans answered 66.7% of its complaints on time (within 15 days) and closed 11% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Semper Home Loans?
The most common problems are closing on a mortgage (4), account opening, closing, or management (1), application, originator, mortgage broker (1).
Is Semper Home Loans legit?
Semper Home Loans is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Semper Home Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Semper Home Loans?
Complain to Semper Home Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Semper Home Loans complaints come from?
Most come from Rhode Island (3), Georgia (2), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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