Credit bureau · complaint record
TexCap Financial complaints
Filed under TexCap Financial, LLC
Consumers have filed 29 complaints about TexCap Financial since 2015, 4 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 29
- Last 12 months
- 4
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #275 of 566
Since January 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 21, 2026
Most complained-about credit bureaus & report companies
TexCap Financial complaints by month
The busiest month was August 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How TexCap Financial answered all time
- Closed with explanation2172.4%
- Untimely response827.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What TexCap Financial complaints are about
Top TexCap Financial problems
Inside "Managing the loan or lease"
- Billing problem 3
- Loan sold or transferred to another company 3
- Problem with the interest rate 1
Where TexCap Financial complaints come from
Most complaints: Texas (13), Florida (3), Georgia (3), New Hampshire (2), California (1).
TexCap Financial compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | TexCap FinancialCredit reporting | - | 4 | - |
Compare side by side: TexCap Financial vs Apple Financing · TexCap Financial vs Nav Technologies · TexCap Financial vs Opportunity Fund · TexCap Financial vs Heritage Financial Group
What people say about TexCap Financial
All experiencesNo experiences with TexCap Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest TexCap Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 21, 2026 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | No timely reply |
| May 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Mar 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Feb 14, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | No timely reply |
| Oct 30, 2025 | Auto loans & leases | RepossessionCompany explaining amount owed | No timely reply |
| Oct 22, 2025 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | No timely reply |
| Sep 23, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | No timely reply |
| Jul 28, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Jan 19, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 16, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 9, 2024 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Feb 25, 2024 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
Questions about TexCap Financial
How many complaints does TexCap Financial have?
TexCap Financial has 29 complaints on record since January 2015, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does TexCap Financial respond to complaints?
Yes. TexCap Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with TexCap Financial?
The most common problems are problem with a company's investigation into an existing problem (3), managing the loan or lease (7), electronic communications (1).
Is TexCap Financial legit?
TexCap Financial is a real company with a public complaint record: consumers have complained about it 29 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is TexCap Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against TexCap Financial?
Complain to TexCap Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most TexCap Financial complaints come from?
Most come from Texas (13), Florida (3), Georgia (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about TexCap Financial
No comments yet. Start the conversation - questions are welcome too.