Auto loans & leases
United PanAm Financial auto loans & leases complaints
Consumers have filed 564 complaints about United PanAm Financial's auto loans & leases, 151 in the last 12 months (+26%). United PanAm Financial answered 93.4% on time and closed 0% with relief. See the whole United PanAm Financial record.
United PanAm Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | United PanAm Financial | 151 | 93.4% | 0% |
Latest United PanAm Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 30, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Oct 27, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Oct 21, 2026 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 19, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 14, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 13, 2026 | Auto loans & leases | Getting a loan or leaseHigh-pressure sales tactics | Explained |
| Oct 13, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Oct 9, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 8, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Oct 8, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | In progress |
| Oct 7, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 6, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 2, 2026 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Sep 28, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Sep 28, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Sep 26, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 23, 2026 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| Sep 23, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Sep 22, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Sep 22, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 21, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Sep 19, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Sep 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 15, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Sep 14, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 12, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Sep 10, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 9, 2026 | Auto loans & leases | Struggling to pay your loanProblem after you declared or threatened to declare bankruptcy | Explained |
| Sep 8, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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