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Mortgages

USAA mortgages complaints

Consumers have filed 1,002 complaints about USAA's mortgages, 28 in the last 12 months (-28%). USAA answered 100% on time and closed 18% with relief. See the whole USAA record.

USAA against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13USAA28-28%100%18%1,002

Every mortgage company ranked

Latest USAA mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Mar 22, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageVAExplainedYes
Mar 21, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
Mar 20, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageVAExplainedYes
Mar 14, 2023MortgagesClosing on a mortgageTXMoney backYes
Mar 9, 2023MortgagesStruggling to pay mortgageTXExplainedYes
Mar 4, 2023MortgagesTrouble during payment processNEExplainedYes
Mar 2, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageMOExplainedYes
Feb 7, 2023MortgagesStruggling to pay mortgageVAExplainedYes
Feb 6, 2023MortgagesStruggling to pay mortgageMDExplainedYes
Jan 25, 2023MortgagesTrouble during payment processWAExplainedYes
Jan 11, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageVAExplainedYes
Dec 30, 2022MortgagesTrouble during payment processNEExplainedYes
Dec 27, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
Nov 18, 2022MortgagesIncorrect information on your reportAccount information incorrectOKFixedYes
Oct 28, 2022MortgagesTrouble during payment processNCExplainedYes
Oct 26, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
Sep 14, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageNCExplainedYes
Sep 2, 2022MortgagesTrouble during payment processTNExplainedYes
Aug 17, 2022MortgagesTrouble during payment processNMExplainedYes
Aug 16, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageNCExplainedYes
Aug 4, 2022MortgagesTrouble during payment processVAExplainedYes
Jun 14, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Jun 9, 2022MortgagesTrouble during payment processGAExplainedYes
Jun 6, 2022MortgagesTrouble during payment processVAFixedYes
May 14, 2022MortgagesTrouble during payment processOHExplainedYes
May 5, 2022MortgagesTrouble during payment processGAExplainedYes
May 2, 2022MortgagesProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneKYExplainedYes
Apr 27, 2022MortgagesClosing on a mortgageMDExplainedYes
Apr 25, 2022MortgagesTrouble during payment processNCExplainedYes
Apr 15, 2022MortgagesIncorrect information on your reportPublic record information inaccurateCOExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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