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Credit cards

Overlimit fee

Consumers have filed 215 complaints about this, against 28 companies. The most complained-about is Capital One.

Companies with the most

All time.

By month

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Apr 7, 2017DiscoverCredit cardsOverlimit feeNCExplainedYes
Apr 6, 2017Wells FargoCredit cardsOverlimit feeFLMoney backYes
Mar 22, 2017CitibankCredit cardsOverlimit feePAExplainedYes
Mar 9, 2017USAACredit cardsOverlimit feeMOExplainedYes
Mar 3, 2017Machol & JohannesCredit cardsOverlimit feeOKExplainedYes
Feb 25, 2017Bread FinancialCredit cardsOverlimit feeGAExplainedYes
Feb 15, 2017American ExpressCredit cardsOverlimit feeWIMoney backYes
Jan 6, 2017USAACredit cardsOverlimit feeGAExplainedYes
Jan 5, 2017Wells FargoCredit cardsOverlimit feeMTMoney backNo
Dec 30, 2016CitibankCredit cardsOverlimit feeFLMoney backYes
Dec 22, 2016Capital OneCredit cardsOverlimit feeFLExplainedYes
Dec 19, 2016American ExpressCredit cardsOverlimit feeVAExplainedYes
Dec 16, 2016Wells FargoCredit cardsOverlimit feeIDMoney backYes
Nov 8, 2016Wells FargoCredit cardsOverlimit feeFLMoney backNo
Nov 4, 2016Navy Federal Credit UnionCredit cardsOverlimit feeMNExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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