Credit bureau · complaint record
Advantage One Credit complaints
Filed under Advantage One Credit, LLC
Consumers have filed 28 complaints about Advantage One Credit since 2016, 3 of them in the last 12 months. It answered 0% on time. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 28
- Last 12 months
- 3
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #298 of 566
Since April 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: May 29, 2026
Most complained-about credit bureaus & report companies
Advantage One Credit complaints by month
The busiest month was August 2017 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Advantage One Credit answered all time
- Untimely response28100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Advantage One Credit complaints are about
Top Advantage One Credit problems
Where Advantage One Credit complaints come from
Most complaints: Florida (6), Michigan (5), California (3), Pennsylvania (3), Washington (2).
Advantage One Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Advantage One CreditCredit reporting | - | 3 | - |
Compare side by side: Advantage One Credit vs Apple Financing · Advantage One Credit vs Nav Technologies · Advantage One Credit vs Opportunity Fund · Advantage One Credit vs Heritage Financial Group
What people say about Advantage One Credit
All experiencesNo experiences with Advantage One Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Advantage One Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | No timely reply |
| Apr 28, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Dec 26, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | No timely reply |
| Sep 10, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| Jun 4, 2025 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Mar 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jan 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Oct 1, 2022 | Credit cards | Getting a credit cardCard opened as result of identity theft or fraud | No timely reply |
| Jun 10, 2020 | Bank accounts | Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount | No timely reply |
| Mar 12, 2018 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Oct 23, 2017 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Sep 25, 2017 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
Questions about Advantage One Credit
How many complaints does Advantage One Credit have?
Advantage One Credit has 28 complaints on record since April 2016, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Advantage One Credit respond to complaints?
Yes. Advantage One Credit answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Advantage One Credit?
The most common problems are improper use of your report (1), unable to get your credit report or credit score (1), problem with a company's investigation into an existing problem (1).
Is Advantage One Credit legit?
Advantage One Credit is a real company with a public complaint record: consumers have complained about it 28 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Advantage One Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Advantage One Credit?
Complain to Advantage One Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Advantage One Credit complaints come from?
Most come from Florida (6), Michigan (5), California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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