Credit bureau · complaint record
Amerifirst Financial complaints
Filed under AMERIFIRST FINANCIAL, INC.
Consumers have filed 37 complaints about Amerifirst Financial since 2013, 2 of them in the last 12 months. It answered 0% on time and closed 13% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 37
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 13%
- Last 30 days
- 0
- Rank
- #342 of 566
Since February 2013
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Mar 3, 2026
Most complained-about credit bureaus & report companies
Amerifirst Financial complaints by month
The busiest month was January 2024 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Amerifirst Financial answered all time
- Closed with monetary relief410.8%
- Closed with explanation2773%
- Untimely response616.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Amerifirst Financial complaints are about
Top Amerifirst Financial problems
Inside "Closing on a mortgage"
- Delays with the closing process 1
Where Amerifirst Financial complaints come from
Most complaints: Arizona (12), California (9), Texas (4), Colorado (2), North Carolina (2).
Amerifirst Financial compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Amerifirst FinancialCredit reporting | - | 2 | - |
Compare side by side: Amerifirst Financial vs Apple Financing · Amerifirst Financial vs Nav Technologies · Amerifirst Financial vs Opportunity Fund · Amerifirst Financial vs Heritage Financial Group
What people say about Amerifirst Financial
All experiencesNo experiences with Amerifirst Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Amerifirst Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Feb 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 2, 2025 | Credit cards | Other features, terms, or problemsProblem with balance transfer | No timely reply |
| Jan 31, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Jan 6, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Jan 2, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Sep 14, 2023 | Mortgages | Closing on a mortgageDelays with the closing process | Explained |
| May 16, 2023 | Mortgages | Closing on a mortgage | Money back |
| Mar 2, 2023 | Mortgages | Closing on a mortgage | Explained |
| Feb 16, 2023 | Mortgages | Trouble during payment process | Explained |
| Dec 4, 2022 | Mortgages | Closing on a mortgage | Explained |
| Apr 19, 2022 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
Questions about Amerifirst Financial
How many complaints does Amerifirst Financial have?
Amerifirst Financial has 37 complaints on record since February 2013, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Amerifirst Financial respond to complaints?
Yes. Amerifirst Financial answered 0% of its complaints on time (within 15 days) and closed 13% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Amerifirst Financial?
The most common problems are problem with a company's investigation into an existing problem (1), attempts to collect debt not owed (1), closing on a mortgage (13).
Is Amerifirst Financial legit?
Amerifirst Financial is a real company with a public complaint record: consumers have complained about it 37 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Amerifirst Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Amerifirst Financial?
Complain to Amerifirst Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Amerifirst Financial complaints come from?
Most come from Arizona (12), California (9), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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