Credit bureau · complaint record
Certified Credit Reporting complaints
Filed under Certified Credit Reporting, Inc.
Consumers have filed 107 complaints about Certified Credit Reporting since 2013, 8 of them in the last 12 months (-38% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 107
- Last 12 months
- 8
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #215 of 566
Since December 2013
-38% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: May 2, 2026
Most complained-about credit bureaus & report companies
Certified Credit Reporting complaints by month
The busiest month was March 2021 (4 complaints). Complaints in the last 12 months are down 38% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Certified Credit Reporting answered all time
- Closed with explanation10699.1%
- Closed10.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Certified Credit Reporting complaints are about
Top Certified Credit Reporting problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 43
- Reporting company used your report improperly 20
- Report provided to employer without your written authorization 1
Where Certified Credit Reporting complaints come from
Most complaints: Florida (21), California (14), Texas (14), Illinois (13), Nevada (4).
Certified Credit Reporting compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Certified Credit ReportingCredit reporting | - | 8 | - |
Compare side by side: Certified Credit Reporting vs Apple Financing · Certified Credit Reporting vs Nav Technologies · Certified Credit Reporting vs Opportunity Fund · Certified Credit Reporting vs Heritage Financial Group
What people say about Certified Credit Reporting
All experiencesNo experiences with Certified Credit Reporting yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Certified Credit Reporting complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 21, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Feb 4, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Dec 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 8, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 9, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 21, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
Questions about Certified Credit Reporting
How many complaints does Certified Credit Reporting have?
Certified Credit Reporting has 107 complaints on record since December 2013, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Certified Credit Reporting respond to complaints?
Yes. Certified Credit Reporting answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Certified Credit Reporting?
The most common problems are incorrect information on your report (26), improper use of your report (64), problem with fraud alerts or security freezes (1).
Is Certified Credit Reporting legit?
Certified Credit Reporting is a real company with a public complaint record: consumers have complained about it 107 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Certified Credit Reporting legit? for the signals, red flags and how to protect yourself.
Are complaints about Certified Credit Reporting going up or down?
Down. There were 8 complaints in the last 12 months against 13 in the 12 before (-38%). See every month.
How do I file a complaint against Certified Credit Reporting?
Complain to Certified Credit Reporting in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Certified Credit Reporting complaints come from?
Most come from Florida (21), California (14), Texas (14). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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