Bank accounts

Charles Schwab bank accounts complaints

Consumers have filed 1,206 complaints about Charles Schwab's bank accounts, 302 in the last 12 months (+56%). Charles Schwab answered 99.3% on time and closed 4% with relief. See the whole Charles Schwab record.

Charles Schwab against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	Charles Schwab	302	+56%	99.3%	4%	1,206

Every bank ranked

Latest Charles Schwab bank accounts complaints

Received	About	Issue	State	Answer	On time
Nov 5, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	CA	Explained	Yes
Oct 30, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NY	In progress	Yes
Oct 29, 2026	Bank accounts	Managing an accountDeposits and withdrawals	CA	Explained	Yes
Oct 29, 2026	Bank accounts	Managing an accountDeposits and withdrawals	NY	Explained	Yes
Oct 27, 2026	Bank accounts	Managing an accountBanking errors	PA	Explained	Yes
Oct 27, 2026	Bank accounts	Closing an accountCompany closed your account	FL	Explained	Yes
Oct 26, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NV	Explained	Yes
Oct 23, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	VA	Explained	Yes
Oct 21, 2026	Bank accounts	Problem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amount	PA	Explained	Yes
Oct 19, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	MA	Explained	Yes
Oct 19, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	WY	Explained	Yes
Oct 19, 2026	Bank accounts	Managing an accountDeposits and withdrawals	CA	Explained	Yes
Oct 19, 2026	Bank accounts	Opening an accountAccount opened without my consent or knowledge	NY	Explained	Yes
Oct 16, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	VA	Explained	Yes
Oct 15, 2026	Bank accounts	Managing an accountCashing a check	CA	Explained	Yes
Oct 15, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	MN	Explained	Yes
Oct 14, 2026	Bank accounts	Managing an accountDeposits and withdrawals	CA	Explained	Yes
Oct 14, 2026	Bank accounts	Managing an accountCashing a check	OH	Explained	Yes
Oct 14, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	FL	Explained	Yes
Oct 10, 2026	Bank accounts	Managing an accountDeposits and withdrawals	TX	Explained	Yes
Oct 8, 2026	Bank accounts	Managing an accountDeposits and withdrawals	CA	Explained	Yes
Oct 7, 2026	Bank accounts	Closing an accountFunds not received from closed account	TN	Explained	Yes
Oct 6, 2026	Bank accounts	Managing an accountProblem making or receiving payments	CA	Explained	Yes
Oct 6, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NV	Explained	Yes
Oct 3, 2026	Bank accounts	Managing an accountProblem making or receiving payments	FL	Explained	Yes
Oct 2, 2026	Bank accounts	Managing an accountProblem making or receiving payments	GA	Explained	Yes
Oct 1, 2026	Bank accounts	Managing an accountProblem making or receiving payments	CA	Explained	Yes
Sep 30, 2026	Bank accounts	Problem caused by your funds being lowBounced checks or returned payments	CA	Explained	Yes
Sep 30, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	MI	Explained	Yes
Sep 30, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	WA	Explained	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 2 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works