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Debt collector · complaint record

Credit Control complaints

Consumers have filed 4,473 complaints about Credit Control since 2020, 2,336 of them in the last 12 months (+127% on the year before). It answered 100% on time and closed 2% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 21st most complained-about of 1,963 debt collectors this year.

Weak response record. How it works

Complaints on record
4,473

Since January 2020

Last 12 months
2,336

+127% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
2%

Typical debt collector: 24%

Last 30 days
137

Newest: Nov 11, 2026

Rank
#21 of 1,963

Most complained-about debt collectors

Credit Control complaints by month

The busiest month was March 2026 (279 complaints). Complaints in the last 12 months are up 127% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Credit Control answered last 12 months

  • Closed with non-monetary relief371.6%
  • Closed with explanation2,29298.1%
  • In progress70.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers1/401.6% closed with relief
  • Complaint trend0/15+127% vs last year

What Credit Control complaints are about

Top Credit Control problems last 12 months

Inside "Attempts to collect debt not owed"

  • Debt is not yours 1,101
  • Debt was result of identity theft 417
  • Debt was paid 204
  • Debt was already discharged in bankruptcy and is no longer owed 37

Where Credit Control complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (525), Florida (486), California (406), Georgia (339), New York (277).

Credit Control compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Harris & HarrisDebt collection712,862+71%99.9%28%B
2T.S. HoldingsDebt collection912,748+40%99.9%50%A
3Columbia Debt Recovery (Genesis)Debt collection662,728-4%99.9%12%B
4Sunrise Credit ServicesDebt collection502,629+46%99.9%0%C
5Credit ControlDebt collection462,336+127%100%2%D
6HW HoldingDebt collection752,115+6%99.9%26%B
7NCB Management ServicesDebt collection542,044+8%100%0%C
8Fair Collections & OutsourcingDebt collection501,865+20%99.3%0%C

Compare side by side: Credit Control vs Harris & Harris · Credit Control vs T.S. Holdings · Credit Control vs Columbia Debt Recovery · Credit Control vs Sunrise Credit Services

What people say about Credit Control

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Latest Credit Control complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 10, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTXExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Nov 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtHIExplainedYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Nov 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payLAExplainedYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes

Questions about Credit Control

How many complaints does Credit Control have?

Credit Control has 4,473 complaints on record since January 2020, including 2,336 in the last 12 months and 137 in the last 30 days. That makes it number 67 of every company by complaints this year.

Does Credit Control respond to complaints?

Yes. Credit Control answered 100% of its complaints on time (within 15 days) and closed 2% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 46/100 (grade D).

What do people complain about most with Credit Control?
Is Credit Control legit?

Credit Control is a real company with a public complaint record: consumers have complained about it 4,473 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Control legit? for the signals, red flags and how to protect yourself.

Are complaints about Credit Control going up or down?

Up. There were 2,336 complaints in the last 12 months against 1,027 in the 12 before (+127%). See every month.

How do I file a complaint against Credit Control?

Complain to Credit Control in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Credit Control complaints come from?

Most come from Texas (525), Florida (486), California (406). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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