Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Bank accounts

First Merchants bank accounts complaints

Consumers have filed 104 complaints about First Merchants's bank accounts, 26 in the last 12 months. First Merchants answered 100% on time and closed 4% with relief. See the whole First Merchants record.

First Merchants against other banks & credit unions

#Company12 monthsChangeOn timeReliefAll time
1Wells Fargo10,017+26%100%18%63,467
2JPMorgan Chase9,525+11%100%14%59,224
3Bank of America9,008+44%99.3%42%61,514
4Chime8,327+80%99.9%9%20,914
5Capital One4,339-43%100%7%23,879
6Block (Cash App)3,838+18%99.3%0%9,390
7Citibank3,800+11%100%35%25,575
8Navy Federal Credit Union3,599-66%100%33%22,207
9U.S. Bank2,560+49%100%19%15,963
10Truist2,365+33%99.9%11%10,420
11SoFi2,324+26%100%8%5,234
12PNC Bank2,243+48%100%14%15,615
13First Merchants26new100%4%104

Every bank ranked

Latest First Merchants bank accounts complaints

ReceivedAboutIssueStateAnswerOn time
Oct 10, 2026Bank accountsManaging an accountBanking errorsINExplainedYes
Aug 14, 2026Bank accountsManaging an accountProblem using a debit or ATM cardINExplainedYes
Aug 5, 2026Bank accountsManaging an accountProblem using a debit or ATM cardINExplainedYes
Jul 21, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINMoney backYes
May 17, 2026Bank accountsManaging an accountDeposits and withdrawalsMIExplainedYes
Apr 24, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINExplainedYes
Apr 22, 2026Bank accountsClosing an accountCompany closed your accountINExplainedYes
Apr 7, 2026Bank accountsManaging an accountProblem accessing accountINExplainedYes
Apr 2, 2026Bank accountsManaging an accountProblem accessing accountILExplainedYes
Mar 9, 2026Bank accountsManaging an accountDeposits and withdrawalsINExplainedYes
Mar 4, 2026Bank accountsManaging an accountDeposits and withdrawalsINExplainedYes
Feb 20, 2026Bank accountsClosing an accountFees charged for closing accountINExplainedYes
Feb 19, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesOHExplainedYes
Jan 28, 2026Bank accountsManaging an accountProblem making or receiving paymentsMIExplainedYes
Jan 28, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 17, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 13, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 6, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 6, 2026Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesAZExplainedYes
Dec 20, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedINExplainedYes
Dec 17, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 16, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 12, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 10, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 9, 2025Bank accountsOpening an accountDidn't receive terms that were advertisedOHExplainedYes
Nov 20, 2025Bank accountsManaging an accountCashing a checkILExplainedYes
Nov 11, 2025Bank accountsManaging an accountProblem using a debit or ATM cardINExplainedYes
Oct 7, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Sep 29, 2025Bank accountsManaging an accountDeposits and withdrawalsOHExplainedYes
Sep 27, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMIExplainedYes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about First Merchants

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience