Bank accounts

Flagstar Bank bank accounts complaints

Consumers have filed 219 complaints about Flagstar Bank's bank accounts. See the whole Flagstar Bank record.

Flagstar Bank against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	Flagstar Bank	0	new	-	-	219

Every bank ranked

Latest Flagstar Bank bank accounts complaints

Received	About	Issue	State	Answer	On time
Dec 1, 2022	Bank accounts	Opening an accountDidn't receive terms that were advertised	MI	Explained	Yes
Nov 30, 2022	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MI	Explained	Yes
Nov 16, 2022	Bank accounts	Closing an accountCompany closed your account	IN	Explained	Yes
Nov 16, 2022	Bank accounts	Managing an accountProblem using a debit or ATM card	MI	Explained	Yes
Nov 7, 2022	Bank accounts	Closing an accountCan't close your account	MI	Explained	Yes
Oct 31, 2022	Bank accounts	Managing an accountDeposits and withdrawals	CA	Explained	Yes
Oct 25, 2022	Bank accounts	Managing an accountDeposits or withdrawals	MI	Explained	Yes
Oct 20, 2022	Bank accounts	Closing an accountFees charged for closing account	MI	Explained	Yes
Aug 2, 2022	Bank accounts	Closing an accountCan't close your account	MI	Explained	Yes
Jul 15, 2022	Bank accounts	Closing an accountCan't close your account	AZ	Explained	Yes
Jul 6, 2022	Bank accounts	Managing an accountDeposits and withdrawals	MI	Explained	Yes
Jun 1, 2022	Bank accounts	Problem caused by your funds being lowOverdrafts and overdraft fees	MI	Explained	Yes
May 13, 2022	Bank accounts	Opening an accountUnable to open an account	MI	Explained	Yes
May 2, 2022	Bank accounts	Managing an accountDeposits and withdrawals	MI	Explained	Yes
Mar 4, 2022	Bank accounts	Managing an accountDeposits and withdrawals	IN	Explained	Yes
Feb 28, 2022	Bank accounts	Managing an accountProblem using a debit or ATM card	MI	Explained	Yes
Feb 25, 2022	Bank accounts	Managing an accountProblem accessing account	TX	Explained	Yes
Feb 25, 2022	Bank accounts	Closing an accountCompany closed your account	MI	Explained	Yes
Feb 18, 2022	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	IN	Explained	Yes
Jan 5, 2022	Bank accounts	Incorrect information on your reportAccount status incorrect	OH	Explained	Yes
Nov 30, 2021	Bank accounts	Managing an accountDeposits and withdrawals	MI	Explained	Yes
Nov 18, 2021	Bank accounts	Managing an accountDeposits and withdrawals	MI	Explained	Yes
Oct 15, 2021	Bank accounts	Opening an accountUnable to open an account	MI	Explained	Yes
Oct 13, 2021	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	MI	Explained	Yes
Oct 1, 2021	Bank accounts	Closing an accountCan't close your account	WA	Explained	Yes
Jul 22, 2021	Bank accounts	Managing an accountProblem making or receiving payments	MI	Explained	Yes
Jul 12, 2021	Bank accounts	Opening an accountConfusing or missing disclosures	HI	Explained	Yes
Jul 5, 2021	Bank accounts	Closing an accountCan't close your account	MN	Explained	Yes
Jul 1, 2021	Bank accounts	Closing an accountCan't close your account	MI	Explained	Yes
Jun 28, 2021	Bank accounts	Managing an accountBanking errors	MI	Explained	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 10 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works